Patents Assigned to N/A
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Patent number: 12155779Abstract: A method for gesture-based multi-factor authentication includes mapping a gesture password to a first substitution string, generating a cryptographic key using the first substitution string as an input to a password authenticated key exchange protocol, encrypting a challenge response with the cryptographic key to generate an encrypted challenge response, and transmitting, to a relying party computing system, a first authentication message comprising the encrypted challenge response and a user identifier identifying a user.Type: GrantFiled: December 14, 2023Date of Patent: November 26, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
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Patent number: 12154089Abstract: Systems, methods, and apparatuses for maintaining a balance or level of cash stored within a plurality of terminals at a point of sale location are described herein. A provider computing system receives a pre-staging request and transaction information from a customer device. The provider computing system receives terminal information about a plurality of terminals from a point of sale computing system. The provider computing system then determines an appropriate terminal of the plurality of terminals for the customer to complete their intended transaction based on the transaction information and the terminal information, and transmits a notification indicating the appropriate terminal to the customer device.Type: GrantFiled: August 3, 2022Date of Patent: November 26, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Darren M. Goetz, Dennis E. Montenegro, Alicia Y. Moore, Timothy R. Ward
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Patent number: 12152358Abstract: A jack-up platform is described having a horizontal working deck that may be jacked up out of the water by moving its legs to a position wherein they take support on an underwater bottom. The jack-up platform further comprises a mooring system for mooring a floating vessel at a mooring side of the jack-up platform. The mooring system comprises an elongated support means for supporting a hull part of the floating vessel, and guiding means connected to the hull of the jack-up platform at the mooring side. The guiding means are able to rigidly hold the elongated support means in a support position, in which the elongated support means is within reach of the hull part of the floating vessel to be supported when the hull is jacked out of the water and the jack-up platform rests on its legs. A method for mooring a floating vessel using the jack-up platform is also described.Type: GrantFiled: July 17, 2020Date of Patent: November 26, 2024Assignee: DEME Offshore BE N.V.Inventors: Jeroen Van Loon, Dieter Wim Jan Rabaut
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Patent number: 12154120Abstract: An example method includes sending a request for performance information associated with one or more candidate devices with which a device may perform a new transaction, responsive to sending the request, receiving the performance information that includes data associated with at least one historical transaction previously performed by the one or more candidate devices, analyzing the performance information using one or more device-specific performance criteria defined by the device, wherein the one or more device-specific performance criteria are associated with the new transaction and/or the candidate devices, determining, based on the analyzing, rating information associated with the candidate devices, wherein the rating information is customized for the device using the device-specific performance criteria that are defined by the device, selecting, based on the rating information, a particular candidate device from the one or more candidate devices, and initiating, with the particular candidate device, peType: GrantFiled: December 28, 2021Date of Patent: November 26, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Joon Maeng, Ramanathan Ramanathan, Abhijit Rao, Andres J. Saenz, Chris Theodore Kalaboukis
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Patent number: 12154100Abstract: Systems and methods for distributed ledger-based settlement are disclosed. In one embodiment, a method may include: receiving settlement instructions from a first party providing a commodity and a second party providing cash; matching the settlement instructions; affirming the matched settlement instructions with the parties; a smart contact sending the affirmed settlement instructions to a commodity clearing bank; the smart contract receiving confirmation of a blockage of the commodity from the commodity clearing bank; the smart contact sending the affirmed settlement instructions to a cash clearing bank; the smart contract receiving confirmation of a blockage of the cash from the cash clearing bank; the smart contract executing the exchange of tokens for the commodity for tokens for the cash; and the smart contract writing the tokens for the cash to a wallet for the first party, and writing tokens for the commodity to a wallet for the second party.Type: GrantFiled: April 5, 2023Date of Patent: November 26, 2024Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Oliver Margolis, Tyrone Lobban, Mark Amlin, Marc-Antoine Fichet, Andrew Lovell, Paul Thomas, Viresh Mor, John-Paul Antony Crocker, Christine Moy
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Patent number: 12153554Abstract: A method for removing uninterested attributes from multi-modality data may include: receiving, by a multi-modality attribute removal computer program executed by an electronic device, multi-modality data comprising a plurality of modalities from a data source, wherein data in each modality are related; receiving, by the multi-modality attribute removal computer program, an uninterested attribute in the multi-modality data to remove; training, by the multi-modality attribute removal computer program, a modality-focused encoder for each modality of the multi-modality data to remove the uninterested attribute using a removal loss and a retention loss for the respective modality; receiving, by the multi-modality attribute removal computer program, a multi-modality data set for processing; and processing, by the multi-modality attribute removal computer program, the multi-modality data set using the modality-focused encoders, wherein the processing results in a processed multi-modality data set with the uninterestType: GrantFiled: September 23, 2022Date of Patent: November 26, 2024Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Zhonghao Shi, Richard Chen, Shaohan Hu, William Moriarty, Marco Pistoia
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Patent number: 12153905Abstract: Various methods, apparatuses/systems, and media for generating a data model are disclosed. A processor receives data from a plurality of data sources; displays, onto a graphical user interface (GUI), a plurality of selectable icons for receiving user input in selecting a set of attributes data related to generating a desired data model; receives user input of the selected set of attributes data; automatically creates an executable custom code based on the received data from the plurality of data sources and the selected set of attributes data; executes the custom code; calls, in response to executing, a backend platform for processing the received data from the plurality of data sources and the selected set of attributes data; and automatically generates, in response to calling, the desired data model based on the processed received data and the selected set of attributes data.Type: GrantFiled: November 22, 2021Date of Patent: November 26, 2024Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Yuval Mazor, Meir Kanevskiy, Karin Shmit, Asaf Harush, Michael Jansen
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Patent number: 12155685Abstract: Presented herein are systems and methods for generating suspicious activity reports using large language models. A system may include one or more processors that obtain event data associated with an event from a client device and from one or more databases, apply a prompt generator on the event data to generate a large language model (LLM) prompt, and generate a machine-readable suspicious activity (SAR) report in accordance with an LLM prompt. The one or more processors may also apply the prompt generator on the event data based on determining that a fraud risk score associated with the event satisfies a reporting threshold score. Computer program products are also presented.Type: GrantFiled: July 11, 2024Date of Patent: November 26, 2024Assignee: CITIBANK, N.A.Inventors: Girish Wali, Deepali Tuteja, Prasanth Babu Madakasira Ramakrishna, Brett Pickard, Saketh Ram Gurumurthi, Miriam Silver
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Patent number: 12150466Abstract: The present invention relates to a fermented infant or follow on formula comprising non digestible oligosaccharides for decreasing duration of crying, reducing crying episodes, and incidence of colics in infants.Type: GrantFiled: November 4, 2014Date of Patent: November 26, 2024Assignee: Nutricia N.V.Inventors: Thomas Ludwig, Houkje Bouritius, Donghui Yu
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Patent number: 12154047Abstract: A method may include receiving, at a server device, a request from a third-party website over an application programming interface (API), the request including a user identification and an item identification; retrieving, at the server device, a set of goal data structures generated for a user profile of a user matching the user identification; matching, at the server device, the item identification to an identification within a goal data structure of the set of goal data structures, the goal data structure including a plurality of steps associated with the goal data structure; generating, at the server device, a response data structure including a status of each step of the plurality of steps associated with the goal data structure; and transmitting the response data structure to the third-party website.Type: GrantFiled: June 17, 2022Date of Patent: November 26, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Rajeswaran Govindan, Margaret Seter Honeycutt, Wyman Yu, Jason V. Biala, Ryan Lee Hammond, Dennis E. Montenegro, Christopher Sipanya, Sergey Yamandiy, Miriam Felecia Clark, Jason Huang
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Patent number: 12154053Abstract: A method may include retrieving an asset definition data file identifying data sources for features of an asset class, the features including controllable indicators and non-controllable indicators and for a plurality of assets, obtaining respective feature values for each asset of the plurality of assets based on the data sources. The method also includes segmenting the plurality of assets into a plurality of groups based on the non-controllable indicators and obtained feature values and computing a risk prioritization index for each asset in the plurality of assets based on the controllable indicators of the obtained feature values and generating an interactive visualization of the computed risk prioritization indexes.Type: GrantFiled: June 7, 2021Date of Patent: November 26, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Mukul Pareek, Dipanjan Paul, Saulus Van Beurden
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Patent number: 12152344Abstract: The invention relates to a metallized multilayer sheet material for packaging having a water vapour transmission rate of below 5 g/m2/day at 38° C. RH:90% comprising: a water vapour permeable sheet substrate, and at least two metallized layers, each covered directly by a solvent based polymeric coating layer, wherein the cumulated metallized layers have an optical density of at least 2.5 and/or a thickness of at least 15 nm.Type: GrantFiled: July 31, 2020Date of Patent: November 26, 2024Assignee: AR METALLIZING N.V.Inventors: Valeria Rasetto, Daniela Mondelli, Roghaiyeh Ebrahimi Kalan, Kurt Gundlach
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Patent number: 12153105Abstract: A magnetic resonance examination system with an examination zone (11) and comprising a camera (21) and non-metallic mirror (22), in particular within the examination zone (11), arranging an optical pathway (23) between a portion of the examination zone (11), via the non-metallic mirror (22), and the camera (21). The camera can obtain image information from that portion even if the direct line of sight (28) is blocked. The non-metallic mirror is a dielectric mirror having a macroscopically grated base.Type: GrantFiled: October 20, 2020Date of Patent: November 26, 2024Assignee: Koninklijke Philips N.V.Inventors: Steffen Weiss, Jan Hendrik Wuelbern, Christoph Günther Leussler, Julien Thomas Senegas
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Patent number: 12154106Abstract: A method including receiving a signcrypted cross-border payment message, the signcrypted cross-border payment message generated by signcrypting a cross-border payment message using a first financial institution public key, a first financial institution private key, and a second financial institution public key, retrieving the first financial institution public key, the second financial institution public key, and a second financial institution private key, wherein the second financial institution public key and the second financial institution private key are part of a public/private key pair, unsigncrypting the signcrypted cross-border payment message using the first financial institution public key, the second financial institution public key, and the second financial institution private key to retrieve the cross-border payment message, and verifying that the first financial institution public key is associated with a first financial institution.Type: GrantFiled: June 6, 2022Date of Patent: November 26, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Phillip H. Griffin, Ashia Kennon, Catherine Wangari Mwangi, Jal Daruwalla, Joanne Strobel-Cort, Lynnel J. Kresse, Michael Knorr
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Patent number: 12155641Abstract: Methods and systems for retrieving information from secondary computing systems using network access tokens are disclosed. The system can provide a user interface that lists a plurality of secondary computing systems to a client application executing at a client device associated with a user profile of the primary computing system. The system can receive, from the client device, a network token identifying a permission for accessing a second profile maintained at the secondary computing system, and retrieve the subset of data records from the secondary computing system according to a retrieval policy. The system can then update the user interface at the client application to present the subset of data records of the second profile.Type: GrantFiled: April 15, 2022Date of Patent: November 26, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Benjamin Soccorsy, Anthony Burton, Steven Pulido
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Patent number: 12155640Abstract: Systems and methods for cloud federated token just in time authorization are disclosed. A method may include: (1) receiving, by a cloud authentication services computer program, authenticating information for a user from an active directory federation service computer program; (2) querying, by the cloud authentication services computer program, a plurality of backend services to validate the authenticating information; (3) communicating, by the cloud authentication services computer program, validation to the active directory federation service computer program, wherein the active directory federation service computer program is configured to generate a security token comprising one or more assertion, wherein the assertion comprises a limit on a session with the user at a cloud platform, and wherein the cloud platform is configured to receive the security token and a trusted federated endpoint executed by the cloud platform is configured to enforce the limit on the session.Type: GrantFiled: October 21, 2021Date of Patent: November 26, 2024Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Kanishka Hettiarachchi, Ricky Hei Wong Chan, Renfei Zhang, Ross S Indyke, Vijay Basker Balakrishnan, Vladimir Belinkis, Joseph Schilling, Ramesh Krishnamurthy
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Patent number: 12155774Abstract: Systems, methods, and computer-readable storage media of template-based digital asset exchanges using a public key cryptography (PKC) framework. One method includes storing a plurality of exchange templates, and receiving a signed exchange request signed by a private key of a public and private key pair associated with a digital asset. The method further includes receiving an environmental dataset, and selecting, utilizing the environmental dataset, an exchange template of the plurality of exchange templates. The method further includes populating the plurality of fields of the selected exchange template based on the environmental dataset. The method further includes providing, to a plurality of user devices, a public key, updating a provider ledger, and updating a central ledger.Type: GrantFiled: November 17, 2021Date of Patent: November 26, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Ashish B. Kurani, Michael Knorr, Erik F. Nelson, Matthew Mullin Shepherd, Laura Marie Fontana
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Patent number: 12150744Abstract: In a sensor system (12), output signals of at least one PPG sensor (14) are processed to derive a modified pulse amplitude variation (PAV) value, being modified to take account of a baseline variation of the PPG sensor output signal. In particular, the modified PAV is derived through performing a modification step (42) in which either: a baseline variation of the PPG sensor output is derived and combined with a previously derived PAV, or, a PPG sensor output is first processed to perform baseline variation compensation, in advance of then deriving a PAV from the compensated signal.Type: GrantFiled: September 18, 2018Date of Patent: November 26, 2024Assignee: Koninklijke Philips N.V.Inventors: Shaoxiong Sun, Wouter Herman Peeters, Rick Bezemer, Xi Long, Ronaldus Maria Aarts
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Patent number: 12154102Abstract: A computer system and method for enabling or disabling a payment vehicle at the request of a payment card holder from a remote device. The computer system comprises a computer having memory and a processor for processing input data received from a remote device. The input data comprises an instruction executable by the processor in a form of a text message or electronic mail received from the remote device, with the instruction to enable or disable a payment card of a payment card holder by changing the status of the payment card. An interactive remote interface computer software application is provided to the payment card holder for use on the remote or other device.Type: GrantFiled: May 5, 2023Date of Patent: November 26, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: D1052741Type: GrantFiled: February 21, 2024Date of Patent: November 26, 2024Assignee: KONINKLIJKE PHILIPS N.V.Inventor: Flavio Emilio Covi