Patents Assigned to N/A
  • Patent number: 12125038
    Abstract: A computer-implemented method includes receiving, by a depository computing system, a check deposit for a first amount associated with a payee account of a payee, determining, by the depository computing system, the check deposit is an on-us transfer based on verifying that the payee account and a payor account of a payor are associated with a same financial institution, and posting, by the depository computing system in real time, the first amount to both the payee account and the payor account prior to settlement of the check deposit.
    Type: Grant
    Filed: January 30, 2023
    Date of Patent: October 22, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Al Hecht, Ann Kirk, Michael Miller, Karen Moore, Melanie Gipe
  • Patent number: 12125048
    Abstract: Systems, apparatuses, methods, and computer program products are disclosed for enhancing regulatory compliance through digitization. An example method includes automatically generating a digital affiliated business arrangement disclosure statement (ABAD) for a client, and causing presentation of the digital ABAD by a graphical user interface (GUI) of a client device associated with the client. The example method further includes causing referral of the client to an affiliate. The example method further includes generating a digital ABAD record and storing the digital ABAD record.
    Type: Grant
    Filed: May 17, 2021
    Date of Patent: October 22, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jennifer L. Wiig, Richard Wells, Pamela Rehg, Janette K. Henry, Danya Duddleston, Sarah Spindler, Michael Chauvin, Mark Iverson
  • Patent number: 12126646
    Abstract: Disclosed herein are systems and methods for using machine learning for geographic analysis of access attempts. In an embodiment, a trained machine-learning model classifies source IP addresses of login attempts to a system as either blacklisted or allowed based on a set of aggregated features that correspond to login attempts to the system from the source IP addresses. The set of aggregated features includes, in association with each respective source IP address, a geographical login-attempt failure rate of login attempts to the system from each of one or more geographical areas that each correspond to the respective source IP address. Source IP addresses that are classified by the machine-learning model as blacklisted are added to a system blacklist, such that the system will disallow login attempts from such source IP addresses.
    Type: Grant
    Filed: May 12, 2022
    Date of Patent: October 22, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Nicola A. Maiorana, Bryan D. Hall, Richard Joseph Schroeder
  • Patent number: 12121403
    Abstract: An interface unit (12) for connecting between an ultrasound sensing apparatus (14) and a patient monitor (18) for providing ultrasound monitoring functionality of one or more physiological or anatomical parameters based on processing of ultrasound data. The interface unit includes means for processing acquired ultrasound data to derive measurements of one or more physiological or anatomical parameters and is configured for outputting said derived measurements to a coupled patient monitor unit, e.g. for display and/or trending by the patient monitor.
    Type: Grant
    Filed: September 20, 2020
    Date of Patent: October 22, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Shyam Bharat, Jonathan Thomas Sutton, Balasundar Iyyavu Raju, Harald Greiner, Frank Enslin, McKee Dunn Poland, Martha Gail Grewe Wilson, Ivan Salgo
  • Patent number: 12125025
    Abstract: Systems and methods for using a device wallet identifier are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for generating a device wallet identifier may include: (1) receiving a wallet identifier for an electronic wallet or payment application executed by an electronic device; (2) retrieving an issuer identifier for a customer associated with the electronic wallet or payment application; (3) generating a device wallet identifier; and (4) storing a mapping of the device wallet identifier to the issuer identifier for the customer.
    Type: Grant
    Filed: May 25, 2023
    Date of Patent: October 22, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Raghu Vudathu, Tuan Dao, Mervin Majella Felix
  • Patent number: 12123780
    Abstract: The invention relates to an immersion device and a method for detecting a position of an optical cored wire using an immersion device. An immersion device for measuring a temperature of a metal melt inside an electric arc furnace vessel with an optical cored wire comprises a blowing lance for blowing purge gas into an entry point to the vessel and a detecting means for detecting a position of the optical cored wire. The optical cored wire can be moved in a feeding channel and/or in the blowing lance relative to the entry point. The detecting means is configured to detect the presence of the optical cored wire in or close to the blowing lance. This enables short distances between the leading end of the fiber and the melt and, thus, short time intervals between temperature measurement sequences.
    Type: Grant
    Filed: January 27, 2022
    Date of Patent: October 22, 2024
    Assignee: Heraeus Electro-Nite International N.V.
    Inventors: Michel Van Vlierberghe, Guido Neyens
  • Patent number: 12126918
    Abstract: In an embodiment, a method (100) is described. The method is a computer-implemented method. The method comprises receiving (102) pixel information corresponding to at least part of a first, second and third image, acquired by an imaging system, of a subject illuminated by temporally modulated illumination. A time delay between an acquisition start time of the first, second and third images is such that there is an overlap in time during acquisition of the first, second and third images. The method further comprises determining (104) modified pixel information for constructing a modified image of the subject. The modified pixel information is determined based on: a difference between the received pixel information of the first, second and third images to reduce an effect of ambient lighting in the received pixel information; and a combination of the received pixel information to cancel out a spatial intensity modulation pattern apparent in each of the first, second and third images.
    Type: Grant
    Filed: June 3, 2021
    Date of Patent: October 22, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Yannyk Parulian Julian Bourquin, Jonathan Alambra Palero, Mathivanan Damodaran, Rieko Verhagen
  • Patent number: 12125183
    Abstract: To allow a better determination of an image of a different luminance dynamic range (in particular as characterised by a different maximum luminance a.k.a.
    Type: Grant
    Filed: October 27, 2021
    Date of Patent: October 22, 2024
    Assignee: Koninklijke Philips N.V.
    Inventor: Johannes Yzebrand Tichelaar
  • Patent number: 12121272
    Abstract: Certain aspects relate to a two-part surgical guide system for use in surgical procedures such as osteotomies. Certain aspects provide a first part including a contact surface configured to conform to a portion of an anatomy of the patient to substantially restrict movement of the first part with respect to the anatomy of the patient. The first part further includes guiding elements configured to receive reference pins and guide placement of the reference pins in the anatomy of the patient. Certain aspects further provide a second part, separate from the first part. The second part includes apertures. Each aperture is configured to receive a reference pin and substantially restrict movement of the second part with respect to the anatomy of the patient. The second part further includes a functional element for guiding a procedure on the anatomy of the patient.
    Type: Grant
    Filed: June 15, 2021
    Date of Patent: October 22, 2024
    Assignee: MATERIALISE N.V.
    Inventors: Rosalien Marien, Toon Lenaerts, Frederik Verstreken, Wilfried Vancraen, Bram Lenaerts
  • Patent number: 12126546
    Abstract: Systems and methods are for managing resources across a global and/or cloud network. In particular, systems and methods are described for mitigating issues related to providing services using unstable resources (e.g., resources that may be off-line or potentially go off-line). For example, the systems and methods may mitigate issues related to providing services despite instability in resources by monitoring tokenized availability of a given resource using a decentralized blockchain network and performing actions based on that availability based on conditions specified within the code of action-specific self-executing programs themselves (as opposed to a centralized coordination device).
    Type: Grant
    Filed: February 6, 2024
    Date of Patent: October 22, 2024
    Assignee: Citibank, N.A.
    Inventors: Joao Paulo De Castro Marchese, Christopher Opeyemi Olomo, Leonardo Perenha Baccala, Valeria Alejandra Sica
  • Patent number: 12122018
    Abstract: Disc-shaped sanding element (1) and method for manufacturing this sanding element (1) with a circular circumference with at least two layers (4,5,6) bonded to each other containing abrasive grains (11, 12), wherein these layers (4,5,6) extend at least to the circumference of the sanding element (1) in order to form a sanding edge (8) on this circumference (7), wherein each of these layers (4,5,6) has layer properties including compressibility, abrasive grain density, abrasive grain size and grain material. The layers (4,5,6) contain a three-dimensional thread or fibre structure in which said abrasive grains (11,12) are distributed, wherein adjacent layers (4,5,6) have at least one different layer property.
    Type: Grant
    Filed: August 21, 2018
    Date of Patent: October 22, 2024
    Assignee: CIBO N.V.
    Inventors: Heiko Lipkens, Frederic Frenay
  • Publication number: 20240348433
    Abstract: The arrangements disclosed herein relate to systems, apparatus, methods, and non-transitory computer readable media for generating, using a Quantum Random Number Generator (QRNG), an initial random number and a secondary random number, generating, using a Prime Number Generator (PGN), a random prime number using the initial random number and the secondary random number, and generating an encryption key using the random prime number, wherein the encryption key is used to encrypt first data or decrypt second data.
    Type: Application
    Filed: April 17, 2023
    Publication date: October 17, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Jeffrey J. Stapleton
  • Publication number: 20240348443
    Abstract: A method for facilitating automated authentication of a plurality of remote terminals is disclosed. The method includes generating, via a remote terminal, a key pair, the key pair including a public key and a private key that is persisted within the remote terminal; generating, via the remote terminal, a communication request by using the key pair, the communication request including the public key; transmitting, via the remote terminal using an application programming interface, the communication request to a terminal management server; registering, via the terminal management server, the remote terminal to a terminal database by using information in the communication request; persisting, via the terminal management server, the public key from the communication request to a persistent object storage repository; and generating, via the terminal management server, a response to the communication request, the response including status information and configuration information.
    Type: Application
    Filed: April 13, 2023
    Publication date: October 17, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Mizan MIAH, Sobana THIRUNAVUKKARASU, Carlos ROMERO, Ryan S YODER, Gopinath KONDAPALLY, Julio C Mecias HURTADO, Xueming YIN, Peterandrew AGUAS, Serafin FUENTE, Jared BENCH, Pranil MAHARJAN, Bruce N ASHBY, Joel FAJILAN, Robert LOPEZ
  • Publication number: 20240346410
    Abstract: A method and a system for using machine learning technology to optimize a scheduling strategy for establishing contact with a customer are provided. The method includes: receiving a data set that relates to a customer account; analyzing the data set to determine at least one proposed schedule for an attempt to contact the customer; and generating, based on a result of the analysis, a report that includes the proposed schedule. The analysis may be performed by applying a machine learning model that is trained by using historical data that relates to interactions associated with the customer.
    Type: Application
    Filed: April 11, 2023
    Publication date: October 17, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Syed ALI, Tracey A. BEBERMAN, Nate S. DUFFUS, Ryan WEST, Richie J. SANDERS, Jin WANG, Kunjan M. THAKAR, Donald STEPHENS, Xiaoping ZHOU, Zhiang QIAN, Joachim SKOR, Bhavana VERMA, Ami EHLENBERGER, Andrew KUTCHEN, Jennifer CHAO, Asha Susan ABRAHAM, Norton LI, Omer YILMAZ, Oluwaseye ADEKANYE
  • Publication number: 20240346003
    Abstract: Systems and methods for performing data analytics on sensitive data, such as deduplication are disclosed herein. A first request to perform a first data analytics operation for a set of sensitive data instances may be received. A first set of image representations for the set of sensitive data instances may be retrieved. A first sensitive data instance and a second sensitive data instance may be clustered into a first cluster. The first data analytics operation may be performed on the first cluster.
    Type: Application
    Filed: December 13, 2023
    Publication date: October 17, 2024
    Applicant: Citibank, N.A.
    Inventors: Leena Mary Francis -, Vaibhav KUMAR, Ashutosh PANDEY
  • Publication number: 20240345229
    Abstract: A device includes an optical integrated circuit device mounted over an upper surface of a support substrate. The optical integrated circuit device includes an optical sensor array supported by a semiconductor substrate made of a first semiconductor material. A discrete semiconductor block, made of a second semiconductor material, is mounted over an upper surface of the optical integrated circuit device adjacent the optical sensor array. The first and second semiconductor materials have substantially matched coefficients of thermal expansion. A parallelpipedal-shaped optical filter is mounted over an upper surface of the discrete semiconductor block and extends over the optical sensor array. One or more edges/corners of the parallelpipedal-shaped optical filter cantilever over the optical sensor array without any provided support.
    Type: Application
    Filed: April 11, 2023
    Publication date: October 17, 2024
    Applicant: STMicroelectronics International N.V.
    Inventors: Colin CAMPBELL, Marco ANTONELLI, Calum RITCHIE, Bhagya Prakash BANDUSENA
  • Publication number: 20240346578
    Abstract: A provider computing system associated with a provider institution includes a network interface configured to communicate data over a network, and a processing circuit. The processing circuit is configured to receive, by the network interface, image data from a user computing device associated with a user, the image data pertaining to a bill of a user issued by a payee, scan the user computing device for tokens, transform the image data from a non-standardized format into computer-readable data, extract a data structure from the computer-readable data based on identified data from the bill of the user, identify the payee from the payee database based on determining a match level meets a threshold, and add the payee to an account of the user to enable authorization of a payment to the payee via the user computing device.
    Type: Application
    Filed: June 24, 2024
    Publication date: October 17, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Al Hecht
  • Publication number: 20240346203
    Abstract: A method for using multidimensional Hawkes processes for modeling and generating sequential events data in order to improve accuracy with respect to parameter estimation for various domains such as finance, epidemiology, and personalized recommendations is provided. The method includes: receiving information that relates to a sequence of events; modeling, based on the received information, the sequence of events by a multidimensional Hawkes process that relates to a conditional density function that includes a base intensity component and a cross-activation matrix component; defining, based on the conditional density function, a log-likelihood function that is dimensionally separable; and determining a maximum-likelihood estimation of a solution to the log-likelihood function along at least one dimension.
    Type: Application
    Filed: April 13, 2023
    Publication date: October 17, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Renbo ZHAO, Niccolo DALMASSO, Mohsen GHASSEMI, Vamsi Krishna POTLURU, Tucker Richard BALCH, Manuela VELOSO
  • Patent number: D1047954
    Type: Grant
    Filed: December 12, 2023
    Date of Patent: October 22, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventor: Qingxiang Ou
  • Patent number: D1048050
    Type: Grant
    Filed: May 19, 2022
    Date of Patent: October 22, 2024
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: David Werner Tscholl, Uli Tessel, Christoph Beat Nöthiger