Abstract: A system for electronic commerce, comprising a portal server executing on a digital computer, coupled to a digital packet network and an analysis software executing on a server or another digital computer(s), adapted to receive information from a user via the digital packet network, said information including at least a plurality of data elements pertaining to products owned, used, or sought by the user, wherein the received information is made available to the analysis software, which computes a maturity score for the user based at least in part on the received information, and wherein the portal server uses at least a maturity score to order a selection of information be provided to the user, and wherein at least some of the received information is made available to a plurality of external systems based at least in part on privacy settings established by or for the particular user, is disclosed.