Abstract: A customizable bracelet or belt that has a matrix of evenly spaced holes all around the article. Inserts such as pegs, rhinestones, and charms are configured to be inserted through any of the holes and will be snugly secured inside the hole. In this way, a very large number of configurations can be designed by a user by using different combinations of the inserts. The configurations can be in a particular pattern, spell words, etc.