Abstract: A computer implemented graphical user interface for receiving instructions and information relating to insurance products, and for displaying insurance proposals relating thereto. The graphical user interface has an insured section for receiving personal information about a person to be insured and a product design section for receiving information specifying an insurance product and the insurance products components. The product design section has a design grid which is a matrix enabling input of product information, premium information and dividend information relating to a selected insurance product. The design grid enables a user to select a solve procedure and variable as the subject of the selected solve procedure.

Abstract: A counterfeit resistant document having a set of indicia on a background field. The set of indicia and the background field are characterized by different optical reflectivities for incident light having wavelengths within the response spectrum of the human eye, and are substantially non-absorbing with respect to incident light having wavelengths within the response spectrum of color xerographic copying machines. The document includes two types of ink particles deposited on a substrate, with the types of ink particles having different, non-uniform spatial distributions over the background field, and at least a first type being substantially non-absorbing with respect to light in the response spectrum of a color copier.