Abstract: Systems and methods for targeted advertising are described. The method may include receiving information regarding a future event. The information may include a time and a user identification. Receiving local additional information regarding the user from the one or more databases; requesting third party additional information regarding the user from one or more third party databases; accessing advertiser information from the one or more databases; selecting one or more advertisements based on the advertiser information, information regarding the future event, the local additional information, and the third party additional information; creating a communication template for the one or more selected advertisers; and sending the communication template.

Abstract: Systems and methods for targeted advertising are described. The systems and methods identify a series of events that may be related to a transaction for goods and services. The systems and methods may select at least one future event from the series of events. The systems and methods may generate an account with information about goods and services, and parties to the transaction. The systems and methods may use the information contained in the account about the goods and services and at least one future event as a selection criteria and trigger for sending targeted advertisements to a customer.