Abstract: A payment card includes hidden features (e.g., textual messages, graphics, emphasis features associated with conspicuous features of the payment card, or the like) undiscernible under only visible light, but discernable under ultraviolet light. The hidden features can be incorporated into multiple layers of a side of the payment card and can be present with different transparencies, different colors, and different persistence.
Type:
Grant
Filed:
September 29, 2022
Date of Patent:
December 12, 2023
Assignee:
NU PAGAMENTOS S.A.—INSTITUIÇÃO DE PAGAMENTO
Inventors:
Amanda Harrington Legge, Maria Eduarda Di Pietro Augusto Costa, Ariane Maria Morganti, Thais Teixeira Burin, Cristina Helena Zingaretti Junqueira, Lucas Visvikis Pettinati
Abstract: A payment card includes hidden features (e.g., textual messages, graphics, emphasis features associated with conspicuous features of the payment card, or the like) undiscernible under only visible light, but discernable under ultraviolet light. The hidden features can be incorporated into multiple layers of a side of the payment card and can be present at different transparencies. The hidden features, applied during manufacturing, can be i) selected (e.g., randomly or sequentially) from an available hidden features list; ii) supplied by user input; and/or iii) selected based on a user's previous hidden feature(s) (e.g., the same as or different from the previous hidden feature). A quality check can include comparing an image of the payment card illuminated under ultraviolet light with the selected hidden feature(s).
Type:
Grant
Filed:
November 23, 2021
Date of Patent:
October 4, 2022
Assignee:
Nu Pagamentos S.A.—INSTITUÇÃO DE PAGAMENTO
Inventors:
Amanda Harrington Legge, Maria Eduarda Di Pietro Augusto Costa, Ariane Maria Morganti, Thais Teixeira Burin, Cristina Helena Zingaretti Junqueira, Lucas Visvikis Pettinati
Abstract: A physical payment card includes hidden features (e.g., textual messages, graphics, emphasis features associated with conspicuous features of the payment card, or the like) undiscernible under only visible light, but discernable under ultraviolet light. A digital version of the physical card can be established on a user device. During setup, the user device can receive data regarding the hidden features that are associated with the physical card. Under a normal state, the user device can display the digital card without displaying the hidden features. However, upon activation (e.g., when the digital card is used, when the physical card is used, when the physical card is in sufficient proximity, or the like), the user device can display the hidden features on the digital card.
Type:
Grant
Filed:
November 23, 2021
Date of Patent:
April 5, 2022
Assignee:
Nu Pagamentos S.A.
Inventors:
Amanda Harrington Legge, Maria Eduarda Di Pietro Augusto Costa, Ariane Maria Morganti, Thais Teixeira Burin, Cristina Helena Zingaretti Junqueira, Lucas Visvikis Pettinati
Abstract: A payment card includes hidden features (e.g., textual messages, graphics, emphasis features associated with conspicuous features of the payment card, or the like) undiscernible under only visible light, but discernable under ultraviolet light. The hidden features can be incorporated into multiple layers of a side of the payment card and can be present at different transparencies. A container (e.g., presentation box) can include a circuit to detect when the container is opened and cause the hidden features to be illuminated with ultraviolet light. The ultraviolet light source can be incorporated into the container itself, or can be incorporated into the payment card (e.g., activated by supplying a signal to the payment card from the container).
Type:
Grant
Filed:
May 10, 2021
Date of Patent:
January 25, 2022
Assignee:
Nu Pagamentos S.A.
Inventors:
Amanda Harrington Legge, Maria Eduarda Di Pietro Augusto Costa, Ariane Maria Morganti, Thais Teixeira Burin, Cristina Helena Zingaretti Junqueira, Lucas Visvikis Pettinati