Abstract: A system and method for purchasing and reloading airtime for a local and foreign prepaid mobile phone account are disclosed. The system comprises a plurality of payment receiving means which are connected to a wireless protocol cloud (120), for receiving an airtime purchase and reload request, and also a corresponding payment based on a selected airtime denomination. The payment receiving means are connected to a plurality of servers (140-142). One of the servers is the main server (142) which links the wireless protocol cloud (120) to a group of reloading entities (180). Alternatively, the main server (142) may also be connected to an Internet cloud (150). Therefore, the group of reloading entities may receive the airtime purchase and reload request from the payment receiving means (100) via the Internet cloud (150) or directly from the main server (142) via a plurality of fixed wireless terminals (FWT) (170).

Abstract: A system for facilitating the transaction of donation funds is disclosed. The system allows for the collection and disbursement of recurring donations. The system comprises a plurality of donors (110), at least one donation collecting institution (120) and a plurality of recipients (130). The plurality of donors (110) contribute donations to the donation collecting institution (120) in which the donations are gathered to form a pool of donation funds. The pool of donation funds is supervised and controlled by at least one global entity (125) which disburses and distributes the pool of donation funds to the plurality of recipients (130) via a plurality of kiosk terminals in the form of mobile airtime credit and mobile wallet points.