Abstract: An apparatus, method, system, and computer-program product for producing valuable POS indicia that provides value to both the customer and to the establishment.

Abstract: An apparatus, method, system, and computer-program product for producing valuable POS indicia that provides value to both the customer and to the establishment. The apparatus includes a point-of-sale (POS) receipt including a first portion and a second portion, the first portion including a transaction memorialization information and the second portion including a localization token that has been generated, for example, by a process where the time, location and nature of transaction are the parameters used to select the specific contents of the token. The method includes processes for the manufacture, assembly and use of the disclosed system, with the computer program product including machine-executable instructions for carrying out the disclosed methods.