Abstract: A method and apparatus for performing automated underwriting based on document images are described. The method may include receiving a document image corresponding to a form and data contained within the form for which an underwriting decision is to be rendered. The method may also include performing a first machine learning based analysis of the document image by extracting one or more keys and one or more values corresponding to the keys from the document image using a first machine learning model trained to digitize the form from the document image. The method may also include performing a second machine learning based analysis using the one or more keys and one or more values corresponding to keys as an input into a second machine learning model trained to make the decision based on key, value pairs.

Abstract: A method and apparatus for using augmented reality to assist in capturing data from a document are described. The method may include capturing, with a camera of a mobile device, an image of a first region of a document. The method may also include determining, by a processor of the mobile device, a dimension of the first region relative to the document. The method may also include rendering, in a display of the mobile device, an image of the document in an augmented reality scene with a first augmented reality overlay rendered over the first region of the image of the document and a second augmented reality overlay rendered over a second region of the document, the first region and the second region being different regions of the document.