Patents Assigned to On Deck Capital, Inc.
  • Process for Utilizing Web Data In Making Lending Decisions
    Publication number: 20140244479
    Abstract: The disclosure relates to a process for utilizing web data, primarily obtained from social media websites in lending decisions business loan. Using the process, a lender can utilize publicly available data regarding a loan applicant, and evaluate that data in conjunction with other information to make lending decisions. The disclosure is directed toward loan transactions for small businesses.
    Type: Application
    Filed: February 28, 2014
    Publication date: August 28, 2014
    Applicant: On Deck Capital, Inc.
    Inventors: Michael White, Greg Lamp, Matthew Gillen
  • Process for Verifying Data Identity for Lending Decisions
    Publication number: 20140172681
    Abstract: The disclosure relates to a process for matching the identify of publically available data to a potential borrower for a business loan. Using the process, a lender can utilize publicly available data regarding a loan applicant, verify with some certainty that the data actually corresponds to the loan applicant, and use that data in conjuction with other information to make a lending decision. The disclosure is directed toward loan transactions for small businesses.
    Type: Application
    Filed: November 14, 2013
    Publication date: June 19, 2014
    Applicant: On Deck Capital, Inc.
    Inventors: Greg Lamp, Matthew Gillen, Michael White
  • Real-Time Automated Online Loan Transaction System
    Publication number: 20130339217
    Abstract: The disclosure relates to a real-time online loan application, underwriting, loan design and loan boarding system and method for conducting such transactions online. The system can be user self-served real time and immediate with complete automation from the lender perspective. The disclosure is directed toward loan transactions for small businesses.
    Type: Application
    Filed: May 28, 2013
    Publication date: December 19, 2013
    Applicant: On Deck Capital, Inc.
    Inventors: Noah Breslow, Alfie Umbhau, Neal Connolly, Dario Vergara, Jorge Sun