Abstract: A system and method for managing requests for services, in particular via the use of the Internet, where requests for service may be refined before they are accepted. In response to the receipt of a service request from a service requester, a work order is created and routed to one or more of the service providers for the purpose of having one or more of the selected service providers indicate an acceptance of the work order. This work order can be later refined, for example if changes need to be made, especially in response to queries from the service providers.

Abstract: A system and method for managing accounts payable that allocates at least a portion of an invoiced dollar amount to a virtual account associated with a vendor, allows the vendor to request that a dispersal dollar amount be transferred from the virtual account to a real account associated with the vendor, and initiates an electronic transfer of the dispersal dollar amount from a real account to the real account associated with the vendor.