Abstract: A system and associated methods are disclosed for enabling users to use third party account login information to make payments to merchants. A payment service receives a user's identifier in response to a user authentication request sent over a network to an authentication service of an information or credit service. The user authentication request includes login credentials of the user for the information service or credit and is associated with a payment page of a merchant that has an account with the payment service. The payment service receives the user identifier when the information or credit service validates the login credentials. Based at least in part on the user identifier, the payment service receives payment information from the information or credit service. The payment service provides the user with an option to use the retrieved payment information to make a payment to the merchant.
Abstract: A system and associated methods are disclosed for enabling users to use social media account information to make payments to merchants. A payment service receives a user's identifier in response to a user authentication request sent over a network to an authentication service of a social media site. The user authentication request includes social media login credentials of the user and is associated with a payment page of a merchant that has an account with the payment service. The payment service receives the user identifier when the authentication service validates the social media login credentials. Based at least in part on the user identifier, the payment service retrieves payment information obtained by a previous payment transaction of the user from its database. The payment service provides the user with an option to use the retrieved payment information to make a payment to the merchant.
Type:
Application
Filed:
October 25, 2011
Publication date:
April 25, 2013
Applicant:
PAYMINTZ, INC.
Inventors:
Todd Eichner, Corey Watts, Michael Leznik