Patents Assigned to PayPal, Inc.
  • Patent number: 11941112
    Abstract: Configuration discrepancies, such as server drift among different servers or malicious code installed on one or more servers, can be identified using system attribute information regarding processes, CPU usage, memory usage, etc. The system attribute information can be used to generate an image, which can be compared to other images to determine if a configuration discrepancy exists. Image recognition algorithms can be used to facilitate image comparison for different systems. By identifying configuration discrepancies, downtime and other issues can be mitigated and system performance can be improved.
    Type: Grant
    Filed: February 25, 2020
    Date of Patent: March 26, 2024
    Assignee: PayPal, Inc.
    Inventor: Shlomi Boutnaru
  • Patent number: 11935087
    Abstract: A computer system detects the reception of a first token associated with a first transaction. The computer system determines that a first Payments Reward Identifier (PRI) is associated with the first token by accessing a PRI database. In response to determining that the first PRI is associated with the first token, the computer system accesses the PRI database and determines that the first PRI is associated with a record within the PRI database that corresponds to a first rewards ID (RID). In response to determining that the first PRI is associated with a record within the PRI database that corresponds to the first rewards, the computer system determines a first rewards amount corresponding to the first transaction, and updates a total rewards amount, in a rewards database, corresponding to the determined first RID based on the first rewards amount.
    Type: Grant
    Filed: September 15, 2020
    Date of Patent: March 19, 2024
    Assignee: PAYPAL, INC.
    Inventors: Avik Chatterjee, Srivathsan Narasimhan
  • Patent number: 11934499
    Abstract: There are provided systems and methods for contact lookup operations during inoperability of mobile devices. A service provider, such as an online transaction processor, may provide additional services for secure contact lookup when a computing device of a user is nonoperational or unavailable. The user may establish a contact identifier and authentication mechanism with the service provider and allow access to the user's contacts. Once established, when the user's device is unable to access contacts and/or communication with other devices, the user may utilize the service provider for contact access through a contact lookup system. The user may utilize a different device to access a communication system or application and retrieve a data structure representing the user's contacts. The data structure may then be passed to the corresponding communication system or application interface system, which may then be output to the user.
    Type: Grant
    Filed: May 4, 2021
    Date of Patent: March 19, 2024
    Assignee: PAYPAL, INC.
    Inventor: Venkatesh Gnanasekaran
  • Patent number: 11935043
    Abstract: The present disclosure is directed to consolidated token routing. First data corresponding to a request to conduct a first transaction is analyzed. A first token is generated for the first transaction. Second data corresponding to a request to conduct a second transaction is analyzed. A second token is generated for the second transaction. In response to determining that at least a first component of the first data corresponds to a first component of the second data, a routing of the first token and a routing of the second token are consolidated. The consolidation of the token routing includes transmitting the first token and the second token to one or more devices in a single transmission.
    Type: Grant
    Filed: December 20, 2018
    Date of Patent: March 19, 2024
    Assignee: PAYPAL, INC.
    Inventor: Pankaj Sarin
  • Patent number: 11935056
    Abstract: Systems and methods for transaction management include receiving, from a user device associated with a user, a transaction request and receiving, through a network in a token form, user information associated with the user while the user is accessing transaction information from the user device. The user information comprises data associated with an action by user or a biometric of the user captured by the user device. Based on data associated with the transaction request, a delay in processing the transaction request due to a transaction rule is determined, and then based on the user information, a user interaction indicator associated with the transaction is determined. A transaction management action associated with the transaction is performed based on the user interaction indicator.
    Type: Grant
    Filed: November 29, 2021
    Date of Patent: March 19, 2024
    Assignee: PAYPAL, INC.
    Inventor: Pankaj Sarin
  • Patent number: 11934316
    Abstract: Techniques are disclosed relating to controlling cache size and priority of data stored in the cache using machine learning techniques. A software cache may store data for a plurality of different user accounts using one or more hardware storage elements. In some embodiments, a machine learning module generates, based on access patterns to the software cache, a control value that specifies a size of the cache and generates time-to-live values for entries in the cache. In some embodiments, the system evicts data based on the time-to-live values. The disclosed techniques may reduce cache access times and/or improve cache hit rate.
    Type: Grant
    Filed: October 29, 2021
    Date of Patent: March 19, 2024
    Assignee: PayPal, Inc.
    Inventor: Shanmugasundaram Alagumuthu
  • Patent number: 11934556
    Abstract: Systems and methods for identifying sensitive content in electronic files are disclosed. In an embodiment, a request is received to determine whether an electronic file contains sensitive content. The electronic file is preprocessed based on a file type of the electronic file, resulting in a first input file and a second input file. The first input file is inputted to a first machine learning engine, which classifies the first input file for numerical items in the sensitive content. The second input file is inputted to a second machine learning engine, which classifies the second input file for textual items the sensitive content. A report is generated based on a combination of a first output from the first machine learning engine and a second output from the second machine learning engine, where the report indicates items of the sensitive content that are contained in the electronic file.
    Type: Grant
    Filed: September 29, 2021
    Date of Patent: March 19, 2024
    Assignee: PAYPAL, INC.
    Inventor: Sekar Krishnan
  • Patent number: 11928535
    Abstract: Systems and methods for using QR codes to track, monitor, and consolidate transactions are disclosed. In one embodiment, a system may receive a request from a first device to generate a first QR code associated with a first account. The system may generate the first QR code and send the first QR code to the first device. The system may receive a request from the first device to share a QR code with a second device. The system may update associated data to indicate a sharing of a QR code with the second device. The system may generate a second QR code associated with a second account of the second device and linked to the first account, so that use of the second QR code can be tracked and monitored. The system may send the second QR code to the second device.
    Type: Grant
    Filed: January 23, 2023
    Date of Patent: March 12, 2024
    Assignee: PayPal, Inc.
    Inventors: Sunil Kishor Pathak, Venkatesan Dasarathan, Sreevarshini Kuppuraj
  • Patent number: 11928657
    Abstract: Methods and systems are provided for facilitating shopping for products that have been liked to a social media network. A product can be seen on a merchant's website, for example. The product can be liked by user to the social media website. When the same or a different user subsequently sees the liked product on the social media website, the same or different user can purchase the product from the social media website. Thus, the user is not required to visit the merchant's website to perform the purchase transaction. Upon completion of the purchase, the user can be allowed to leave feedback to rate the item according to a predefined scale, which can be visible to all those who view the item, as exhibited by a vendor on the social media platform.
    Type: Grant
    Filed: May 27, 2022
    Date of Patent: March 12, 2024
    Assignee: PAYPAL, INC.
    Inventor: Elango Israel Gabriel Jesudian
  • Patent number: 11928706
    Abstract: There are provided systems and methods for a computational platform using machine learning for integration data sharing platforms. A user may engage in a transaction with another user, such as a purchase of goods, services, or other items from a merchant. A service provider may provide a data feed to the user via integrated computational platforms that allows the user to post data including information regarding the processed transaction. The post may include a share code that links back to the user and their corresponding transaction. Thereafter, the post may be viewed by other users and the share code may be used by the other users in order to perform similar transaction processing, where these later transactions are linked back to the original user. Tracking of these later transactions may be done through application extensions that allow the computational platforms to track user data over different online interactions.
    Type: Grant
    Filed: August 29, 2022
    Date of Patent: March 12, 2024
    Assignee: PAYPAL, INC.
    Inventor: Nishanthi Yuvaraj
  • Patent number: 11922403
    Abstract: Systems, methods, and computer-readable media disclosed herein relate to reducing computation and computing resources for certain blockchain related transactions. Specifically, software algorithms and architecture allow some transactions to avoid the need for recordation on a blockchain, which can be computationally expensive both for a requesting device and for various nodes on the blockchain. Thus, a computer system may receive indications of incoming transactions transferring digital assets to particular user accounts, and in response to requests from user accounts, the computer system facilitates one or more internal transactions between those accounts. In response to a request from a particular internal user account, the computer system may perform an outgoing transaction transferring one or more digital assets to an external user account from one or more internal user accounts.
    Type: Grant
    Filed: March 31, 2021
    Date of Patent: March 5, 2024
    Assignee: PayPal, Inc.
    Inventor: Charles Gabriel Neale Dalton
  • Patent number: 11922414
    Abstract: A mempool of a miner of a blockchain system is accessed. The mempool contains at least a first transaction and a second transaction. A determination is made that the first transaction and the second transaction are related to each other. In response to the determination, the first transaction and the second transaction are linked. The linking of the first and second transactions comprises aggregating data associated with the first transaction and the second transaction into an aggregated data set. The aggregated data set is written into a single block of the blockchain system.
    Type: Grant
    Filed: December 30, 2021
    Date of Patent: March 5, 2024
    Assignee: PAYPAL, INC.
    Inventor: Pankaj Sarin
  • Patent number: 11922485
    Abstract: Systems and methods for facilitating a purchase are described. A user logs in to a payment service provider site. The user provides authorization to use a one-page checkout service. The user's information is captured during the session, and a cookie is placed on the user's device. When the user goes on a merchant website and checks out using the payment service provider, the payment service provider detects the cookie on the user device. The payment service provider uses the cookie, and in one embodiment, centrally stored information, to populate the one-page checkout page with the last used payment. In various embodiments, the one-page checkout page also displays a shipping address.
    Type: Grant
    Filed: January 26, 2021
    Date of Patent: March 5, 2024
    Assignee: PayPal, Inc.
    Inventors: Seung Hyo Lee, Desmond Kwokhon Chan
  • Patent number: 11922375
    Abstract: Systems and techniques for providing security data points from an electronic message are presented. A system can determine a first interne protocol (IP) address of a computing device in response to a user of the computing device opening an email sent to an email address corresponding to a particular electronic account of the user, the email comprising an IP address tracking mechanism. The system can also compare the first IP address with one or more second IP addresses corresponding to one or more electronic accesses of the particular electronic account. Furthermore, the system can determine if an account access anomaly exists in regard to the particular electronic account based on a result of the comparing. The system can also implement a security measure impacting an ability of the particular electronic account to conduct one or more transactions in response to the account access anomaly existing for the particular electronic account.
    Type: Grant
    Filed: October 30, 2021
    Date of Patent: March 5, 2024
    Assignee: PayPal, Inc.
    Inventor: George Chen Kaidi
  • Patent number: 11922206
    Abstract: Aspects of the present disclosure involve systems, methods, devices, and the like for segmentation of the processor architecture platform. In one embodiment, a system and method are introduced which enable the use of a segmented platform in an extended network. The segmented platform is introduced for processing using standardized plugins enabling the use of processing and services available at the segmented network. In another embodiment, processing on the segmented platform can include the integration of microservices for the completion of the transaction.
    Type: Grant
    Filed: December 5, 2022
    Date of Patent: March 5, 2024
    Assignee: PAYPAL, INC.
    Inventors: Roman Pyasetskyy, Joshua Allen, Archana Murali, Joshua Van Blake, Gaetan Le Brun, Ernesto Alejandro Menendez Castillo, Evgeny Stukalov, Myo Ohn, Kirankumar Badi, Rashmi Prakash, Vinit Agarwal, Keith Gorman
  • Patent number: 11921683
    Abstract: Techniques are disclosed relating to processing of time-restricted data records. In various embodiments, a computing system receives a request to store a record that includes a timestamp identifying a time to live (TTL) for the record in a database, with the database being organized in a layered data structure. The computing system stores the record in the database in a particular location in the layered data structure, with the particular location being selected based on the TTL timestamp for the record. The timestamp may be used by a compaction process to indicate that the record TTL has expired and the data record may be written to a message queue by an eviction process.
    Type: Grant
    Filed: June 8, 2020
    Date of Patent: March 5, 2024
    Assignee: PayPal, Inc.
    Inventor: Satyaditya Munipalle
  • Patent number: 11922452
    Abstract: A computer system detects a request to process a transaction corresponding to a first user and a first merchant, wherein the first user is associated with a first user account of a plurality of user accounts associated with a transaction platform. In response to detecting the request to process the transaction, the computer system identifies that a second user account of the plurality of user accounts includes a first amount of rewards corresponding to the first merchant. The computer system determines an optimal transaction path for obtaining, from the second user account, at least a portion of the first amount of rewards. In response to determining the optimal transaction path, the computer system utilizes the optimal transaction path to obtain the at least the portion of the first amount of rewards, and processes the transaction by utilizing the at least the portion of the first amount of rewards.
    Type: Grant
    Filed: August 30, 2021
    Date of Patent: March 5, 2024
    Assignee: PayPal, Inc.
    Inventor: Zachary Joseph Berman
  • Patent number: 11924636
    Abstract: Aspects of the present disclosure involve systems, methods, devices, and the like for user authentication. In one embodiment, the user authentication occurs using a multi-provider platform. The multi-provider platform enables the use and retrieval of user information from the given provider for the use and assessment of information associated with the user. User information may also be received over a web link communicated at least in part by a risk checkpoint component to a user device, wherein the user information received and that retrieved may be jointly used for determining user authentication.
    Type: Grant
    Filed: February 6, 2023
    Date of Patent: March 5, 2024
    Assignee: PAYPAL, INC.
    Inventor: Rahul Nair
  • Patent number: 11924226
    Abstract: Systems, methods, and computer program products for identifying a fraudulent device. A device analytics engine receives device data from a computing device, the device data including parameters associated with the computing device. The device analytics engine selects a set of rules in a plurality of rules that indicate at least one parameter in the plurality of parameters in the device data for determining a device identifier. The set of rules are evaluated in an order until the device identifier is determined from the at least one parameter indicated in the set of rules, the device data, and previously stored data from multiple computing devices. A score is generated for the computing device using one or more of the device identifier, device data, a set of rules, and previously receive device data that corresponds to the device identifier. A computing device is identified as a fraudulent computing device based on the score.
    Type: Grant
    Filed: February 3, 2021
    Date of Patent: March 5, 2024
    Assignee: PayPal, Inc.
    Inventors: Anupam Tarsauliya, Ravi Shanker Sandepudi, Yugal Sharma, Sai Krishna Pinna
  • Patent number: 11921802
    Abstract: Methods, systems, and apparatus to constrain a search are described. A selection of one or more items of a search result set by a user may be obtained. One or more attributes of the one or more selected items may be evaluated. One or more filters are identified based on the evaluated attributes.
    Type: Grant
    Filed: February 1, 2021
    Date of Patent: March 5, 2024
    Assignee: PayPal, Inc.
    Inventor: Todd Martin