Abstract: A method of playing an improved baccarat-type card game wherein unlike conventional baccarat, in the card game each player is dealt his or her own hand of cards, and each player wagers on either a banker's hand to win, or on the player's own hand to win, or on a tie between the player's own hand and the banker's hand. The card game includes the standard baccarat rules of assigning a predetermined value to each card within a standard deck of cards, with an ace through “9” of each suit having values of one through nine respectively and all “10”s and face cards of each suit having a value of zero, and truncating the tens digit to obtain a zero through nine value sum for the player's scores and the banker's score. Unlike conventional baccarat, in the card game a score of ten os awarded to the player's hand or the banker's hand if either contains a combination of any three face cards.