Abstract: Apparatus, systems, and methods for unattended precious metal distribution are disclosed. A method for distributing precious metal includes maintaining user accounts on a server system and permitting access to the user accounts from unattended precious metal distribution terminals. An unattended distribution apparatus includes a precious metal distributor that dispenses precious metal in response to dispersal instructions and a remote account interface coupled to the distributor that receives withdrawal information from a remote server and issues the dispersal instructions. A distribution system includes unattended precious metal distribution terminals and a remote server system accessible by the distribution terminals.