Abstract: A business form with an integrated label and/or fold-over card is provided. The form includes a form layer having a top surface, a bottom surface, and a periphery, at least one die cut though the top and bottom surfaces within the periphery of the form layer defining at least one portion of the form layer within the die cut, and an adhesively but removably secured patch layer. The patch layer may be secured over the entire die cut and form layer portion to form an integrated label intermediate, or half of the patch layer may be secured over the die cut and form layer portion to form a fold-over card intermediate. In both embodiments the adhesive layer remains on the bottom surface of the patch when the label or card intermediate is removed from the form. By avoiding the use of any release materials, liners, layers and coatings, the remaining form layer is completely recyclable.