Abstract: The Invention is an apparatus and method for delivering communications to an intended recipient upon the occurrence of a predetermined condition in the future. A subscriber subscribes on-line with a delivery services provider. The subscriber creates or orders a communication, which may include a good or service. Upon the occurrence of the predetermined condition, the delivery services provider locates the intended recipient and delivers the communication. For a written communication, the delivery services provider prints the communication and delivers the printed communication. The service is financed by an up front payment, by creation of a deposit account, or by purchase of a policy of insurance, all facilitated by the delivery services provider.