Abstract: An electronic card uses a magnetic stripe communication device in which either a horizontal magnetic field generator or a vertical magnetic field generator is selectively activated on a transaction specific basis as determined by the electronic card to transmit data to a magnetic reader to emulate a magnetic stripe

Abstract: An electronic card uses a magnetic stripe communication device in which either a horizontal magnetic field generator or a vertical magnetic field generator is selectively activated on a transaction specific basis as determined by the electronic card to transmit data to a magnetic reader to emulate a magnetic stripe.

Abstract: An electronic card has a power source, a user selection mechanism operable to allow a user to select a customization variable for a single transaction, a processor for generating a transaction specific data packet that includes a card number and a customized number and an electronic communication device operable to cause the data packet to be read by a read head of a magnetic strip reader. The electronic communication device is operable to dynamically convey the transaction specific data packet to a read head of a magnetic card reader so that the transaction specific data packet is read by the read head. The transaction specific data packet is dynamically generated for use by the card for the single transaction of the card and the customized number is determined based upon the customization variable selected by the user selection mechanism.

Abstract: An electronic card uses a magnetic stripe communication device in which either a horizontal magnetic field generator or a vertical magnetic field generator is selectively activated on a transaction specific basis as determined by the electronic card to transmit data to a magnetic reader to emulate a magnetic stripe.

Abstract: An electronic card has a power source, a user selection mechanism operable to allow a user to select a customization variable for a single transaction, a processor for generating a transaction specific data packet that includes a card number and a customized number and an electronic communication device operable to cause the data packet to be read by a read head of a magnetic strip reader. The electronic communication device is operable to dynamically convey the transaction specific data packet to a read head of a magnetic card reader so that the transaction specific data packet is read by the read head. The transaction specific data packet is dynamically generated for use by the card for the single transaction of the card and the customized number is determined based upon the customization variable selected by the user selection mechanism.

Abstract: An electronic transaction device with a microprocessor generates digital signals that are converted into at least two tracks of analog signal wave form and two waveform signals are driven on two analog tracks such that the two waveform signals cancel each other out and a simulated magnetic field is generated along a target area located on the transaction device that can contain a transaction specific data packet readable by a magnetic stripe read head.

Abstract: An electronic card is assembled from top and bottom graphic layers, top and bottom thermal sensitive adhesion tapes and an inlay assembly laminated together. The inlay assembly is made of a sub-assembly of a PCB base with one or more electronic components mounted to it, thermal sensitive adhesion tape and a stiffening substrate, all laminated together, while a battery insert and possible additional inserts made of PVC are mounted in openings in the sub-assembly around electronic components such as the battery. The stiffening substrate has a thermal coefficient substantially the same as that of the PCB base. The card need not contain any solder connections and is ISO 7810 compliant. Lamination is performed at a warm, not hot, temperature that does not damage the battery or melt any components together.

Abstract: An electronic transaction device with a microprocessor generates digital signals that are converted into at least two tracks of analog signal wave form and two waveform signals are driven on two analog tracks such that the two waveform signals cancel each other out and a simulated magnetic field is generated along a target area located on the transaction device that can contain a transaction specific data packet readable by a magnetic stripe read head.

Abstract: Methods in which an encrypted transaction validation code is received which positively identifies a first transaction for a first entity, the first entity having a first entity identifier, and the first transaction is electronically verified as being valid by use of the first entity identifier and the validation code. The first entity identifier can be transferred as an account number and the validation code transferred to the money source in a non-account data field. A money source can validate the validation code by duplicating the encryption process used to create the validation code and by then comparing the result to the validation code received. The validation code can be, at least in part, encrypted, and a money source can validate the validation code by duplicating a validation code encryption process and by then comparing the result to the validation code received.

Abstract: A method for communicating with a magnetic stripe reader in which an electronic apparatus is activated from an off state to a reduced power mode, a magnetic stripe reader is detected, then the apparatus is activated from the reduced power mode to a full power mode and it broadcasts a signal that contains a transaction specific data packet that is read by the magnetic read head. The signal is a time varying and spatial varying magnetic field that is interpreted by the magnetic read head as originating from a standard magnetic stripe and it is generated by a magnetic stripe broadcaster comprised of a track 1 flex encoder that transmits data that is read by a track 1 read head of the magnetic read head and a track 2 magnetic flex encoder that transmits data that is read by a track 2 read head of the magnetic read head.

Abstract: Methods for providing secure transactions in which a customization parameter and an encrypted transaction validation code are received from a user to positively identify a transaction for a user who has a first entity identifier. The validation code and first entity identifier are used by a money source which electronically verifies that the transaction is valid by use of the first entity identifier and the validation code while the first transaction is customized through use of the customization parameter.

Abstract: An electronic card has a card body with a power source electrically coupled to a general processor which is electrically coupled to a secure processor and a broadcaster. At least one sensor sends a signal to the general broadcaster when a physical act of swiping the card body through a legacy magnetic stripe reader having a magnetic read head commences. The card is usable as a legacy mode Smart card, the broadcaster is operable to broadcast a transaction specific data packet so that it is read by the magnetic stripe reader, and the secure processor is an ISO 7816 compliant processor.

Abstract: An electronic card that, once activated, can drive a set of user data from a first secure microprocessor through a signal line to a second processor, process the set of user data in the second processor to generate a series of digital transaction signals, drive the series of digital transaction signals into a RC specialty circuit, convert the series of digital transaction signals into two distinct analog waveform signals, and drive the two distinct analog waveform signals along at least two tracks such that the first analog signal and the second analog signal cancel each other magnetically so that the resulting magnetic flux at a target broadcast area replicates the magnetic field created in a magnetic stripe.

Abstract: An apparatus and process for conducting a transaction with an electronic card that dynamically generates transaction specific data determines whether the transaction is being conducted with a smart card reader or with a magnetic stripe reader. A smart card reader mode is activated if the transaction is being conducted with a smart card reader; a magnetic stripe reader mode is activated if the transaction is being conducted with a magnetic stripe reader. The electronic card is activated from a reduced power mode to a full power mode after either the smart card reader mode or the magnetic stripe reader mode is activated and the dynamic field of data is not generated until the full power mode is activated.

Abstract: A method for communicating with a magnetic stripe reader which has a magnetic read head by activating the electronic apparatus from an off state to a reduced power mode, then detecting the magnetic stripe reader, then activating the electronic apparatus from the reduced power mode to a full power mode after detection of the magnetic read head, and then broadcasting a signal that contains a transaction specific data packet that is read by the magnetic read head. The signal is broadcast without using a static magnetic stripe and it is a time varying and spatial varying magnetic field that is interpreted by the magnetic read head as originating from a standard magnetic stripe. A monitoring system can be used to identify what type of point-of-transaction terminal is being used to read the electronic apparatus and choose a timing of the magnetic stripe broadcaster to accommodate it.

Abstract: A method for communicating with a magnetic stripe reader in which an electronic apparatus is activated from an off state to a reduced power mode, a magnetic stripe reader is detected, then the apparatus is activated from the reduced power mode to a full power mode and it broadcasts a signal that contains a transaction specific data packet that is read by the magnetic read head. The signal is a time varying and spatial varying magnetic field that is interpreted by the magnetic read head as originating from a standard magnetic stripe and it is generated by a magnetic stripe broadcaster comprised of a track 1 flex encoder that transmits data that is read by a track 1 read head of the magnetic read head and a track 2 magnetic flex encoder that transmits data that is read by a track 2 read head of the magnetic read head.

Abstract: An electronic card ha a power source, a user selection mechanism operable to allow a user to select a customization variable for a single transaction, a processor for generating a transaction specific data packet that includes a card number and a customized number and an electronic communication device operable to cause the data packet to be read by a read head of a magnetic strip reader. The electronic communication device is operable to dynamically convey the transaction specific data packet to a read head of a magnetic card reader so that the transaction specific data packet is read by the read head. The transaction specific data packet is dynamically generated for use by the card for the single transaction of the card and the customized number is determined based upon the customization variable selected by the user selection mechanism.

Abstract: An electronic card has a card body with a power source electrically coupled to a general processor which is electrically coupled to a secure processor and a broadcaster. At least one sensor sends a signal to the general broadcaster when a physical act of swiping the card body through a legacy magnetic stripe reader having a magnetic read head commences. The card is usable as a legacy mode Smart card, the broadcaster is operable to broadcast a transaction specific data packet so that it is read by the magnetic stripe reader, and the secure processor is an ISO 7816 compliant processor.

Abstract: Method for broadcasting a magnetic stripe data packet from an electronic card by measuring a swipe speed of the electronic card past a magnetic reader head during a swipe of the electronic card past the magnetic reader head and then adjusting a broadcast signal containing the magnetic stripe data packet according to the measured swipe speed so that the magnetic stripe data packet in the broadcast signal is read by the magnetic reader head during said swipe. The swipe speed is measured by a speed sensor. The electronic card can contain a false swipe detection means so that the capacitive sensor changes from a sleep mode to an active mode after a wake up sensor is activated during the swipe and the swipe speed is measured by the capacitive sensor while it is in the active mode before the broadcast signal is broadcast during the swipe.

Abstract: An electronic card includes a digital processor, an electrochemical battery and a communications port. The processor and battery are essentially coplanar, and are sandwiched between and enclosed by two flexible covers, preferably made from an insulating plastic material, and preferably fitted to the components that they enclose. The communications port can include, for example, a Smart Card contact port, a stripe emulator, an RF port, and IR port, etc. The battery may comprise a rechargeable battery. In an exemplary embodiment, at least the processor is carried by a flexible printed circuit (PC) board. In other exemplary embodiments, switches and/or indicators are also carried by the PC.board. A method for manufacturing an electronic card having at least two components is also disclosed.