Abstract: A method for accessing telecommunications services (124-126) from a terminal (110-112, 140-142) having credit-based communications capabilities. The method includes consuming credit when accessing telecommunications services, when available communications credit value becomes lower than a predefined threshold, providing to a user of said terminal a action selection user interface enabling the selection of a credit-generating action by the user, and after the action has been executed, recharging communications credit for the user. The present invention also provides a system for implementing the method.