Abstract: The present invention is directed to a transaction network that facilitates and simplifies purchase transactions between any number of customers and any number of merchants. The transaction network is primarily utilized in the sale and purchase of digital content via a network such as the Internet. The transaction network registers and authenticates customer purchase activities and maintains customer account data including payment information. Once registered, a customer will generally not register again for further purchase activities at participating merchant sites. Additionally, the transaction network provides a single, central authentication mechanism for all participating merchant sites using a single customer identifier and password. Further, the transaction network accumulates purchase information across all of the merchant sites and the ultimate payment processing of those purchase transactions.
Type:
Grant
Filed:
August 17, 2001
Date of Patent:
January 13, 2015
Assignee:
Amdocs Qpass Inc.
Inventors:
Michael P. Cockrill, William K. Bryant, D. Chase Franklin, Mark H. McNeely, Timothy J. Ryan, Andrew P. Sweet, Steven J. Siadek, Ronald R. Faith, Jr., J. Mark Goris, Thor A. Malek
Abstract: The present invention is directed to a transaction network that facilitates and simplifies purchase transactions between any number of customers and any number of merchants. The transaction network is primarily utilized in the sale and purchase of digital content via a network such as the Internet. The transaction network registers and authenticates customer purchase activities and maintains customer account data including payment information. Once registered, a customer will generally not register again for further purchase activities at participating merchant sites. Additionally, the transaction network provides a single, central authentication mechanism for all participating merchant sites using a single customer identifier and password. Further, the transaction network accumulates purchase information across all of the merchant sites and the ultimate payment processing of those purchase transactions.
Type:
Application
Filed:
August 17, 2001
Publication date:
November 6, 2003
Applicant:
Qpass, Inc.
Inventors:
Michael P. Cockrill, William K. Bryant, D. Chase Franklin, Mark H. McNeely, Timothy J. Ryan, Andrew P. Sweet, Steven J. Siadek, Ronald R. Faith, J. Mark Goris, Thor A. Malek
Abstract: The present invention is directed to a transaction network that facilitates and simplifies purchase transactions between any number of customers and any number of merchants. The transaction network is primarily utilized in the sale and purchase of digital content via a network such as the Internet. The transaction network registers and authenticates customer purchase activities and maintains customer account data including payment information. Once registered, a customer will generally not register again for further purchase activities at participating merchant sites. Additionally, the transaction network provides a single, central authentication mechanism for all participating merchant sites using a single customer identifier and password. Further, the transaction network accumulates purchase information across all of the merchant sites and the ultimate payment processing of those purchase transactions.
Type:
Grant
Filed:
November 29, 1998
Date of Patent:
October 29, 2002
Assignee:
QPASS, Inc.
Inventors:
Michael P. Cockrill, William K. Bryant, D. Chase Franklin, Mark H. McNeely, Timothy J. Ryan, Andrew P. Sweet, Steven J. Siadek, Ronald R. Faith, Jr., J. Mark Goris, Thor A. Malek