Patents Assigned to QuantumReverse Inc.
  • Publication number: 20220043969
    Abstract: Unstructured explanatory information is added to an electronic mortgage form and other borrower/applicant documentation. When a user wishes to document or explain any entry or data, the user may add and insert an explanatory footnote into the electronic mortgage form and other borrower/applicant documentation. The user may enter a keyboard command or other instruction for locating and formatting the footnote. The user enters/types the text of the footnote, which may also include or specify an HTML, tag that references a document attachment. When the electronic mortgage form is then generated, the electronic mortgage form incorporates the explanatory footnote. However, the HTML tag is replaced with a more human-understandable attachment name.
    Type: Application
    Filed: September 2, 2021
    Publication date: February 10, 2022
    Applicant: QuantumReverse Inc.
    Inventor: Thomas M. Martignoni
  • Publication number: 20200410587
    Abstract: Disbursements in an electronic reverse mortgage application may be prioritized. When a borrower applies for a reverse mortgage, the borrower submits the electronic reverse mortgage application. At closing the borrower will receive one or more disbursements (such as cash at closing, a monthly disbursement, and/or a line of credit). The borrower or other user, however, may prioritize the multiple disbursements according to a disbursement priority. The borrower or other user establishes or assigns different disbursement priorities to the cash at closing, the monthly disbursement, and/or the line of credit. Available proceeds of the reverse mortgage are calculated, and then the various disbursements are calculated according to the disbursement priorities.
    Type: Application
    Filed: August 14, 2020
    Publication date: December 31, 2020
    Applicant: QuantumReverse Inc.
    Inventor: Thomas M. Martignoni
  • Publication number: 20200402165
    Abstract: Disbursements in an electronic reverse mortgage application may be prioritized. When a borrower applies for a reverse mortgage, the borrower submits the electronic reverse mortgage application. At closing the borrower will receive one or more disbursements (such as cash at closing, a monthly disbursement, and/or a line of credit). The borrower or other user, however, may prioritize the multiple disbursements according to a disbursement priority. The borrower or other user establishes or assigns different disbursement priorities to the cash at closing, the monthly disbursement, and/or the line of credit. Available proceeds of the reverse mortgage are calculated, and then the various disbursements are calculated according to the disbursement priorities.
    Type: Application
    Filed: August 14, 2020
    Publication date: December 24, 2020
    Applicant: QuantumReverse Inc.
    Inventor: Thomas M. Martignoni
  • Publication number: 20200402164
    Abstract: Disbursements in an electronic reverse mortgage application may be prioritized. When a borrower applies for a reverse mortgage, the borrower submits the electronic reverse mortgage application. At closing the borrower will receive one or more disbursements (such as cash at closing, a monthly disbursement, and/or a line of credit). The borrower or other user, however, may prioritize the multiple disbursements according to a disbursement priority. The borrower or other user establishes or assigns different disbursement priorities to the cash at closing, the monthly disbursement, and/or the line of credit. Available proceeds of the reverse mortgage are calculated, and then the various disbursements are calculated according to the disbursement priorities.
    Type: Application
    Filed: August 14, 2020
    Publication date: December 24, 2020
    Applicant: QuantumReverse Inc.
    Inventor: Thomas M. Martignoni
  • Publication number: 20200257851
    Abstract: Unstructured explanatory information is added to an electronic mortgage form and other borrower/applicant documentation. When a user wishes to document or explain any entry or data, the user may add and insert an explanatory footnote into the electronic mortgage form and other borrower/applicant documentation. The user may enter a keyboard command or other instruction for locating and formatting the footnote. The user enters/types the text of the footnote, which may also include or specify an HTML tag that references a document attachment. When the electronic mortgage form is then generated, the electronic mortgage form incorporates the explanatory footnote. However, the HTML tag is replaced with a more human-understandable attachment name.
    Type: Application
    Filed: April 10, 2020
    Publication date: August 13, 2020
    Applicant: QuantumReverse Inc.
    Inventor: Thomas M. Martignoni
  • Patent number: 10678996
    Abstract: Unstructured explanatory information is added to an electronic mortgage form and other borrower/applicant documentation. When a user wishes to document or explain any entry or data, the user may add and insert an explanatory footnote into the electronic mortgage form and other borrower/applicant documentation. The user may enter a keyboard command or other instruction for locating and formatting the footnote. The user enters/types the text of the footnote, which may also include or specify an HTML tag that references a document attachment. When the electronic mortgage form is then generated, the electronic mortgage form incorporates the explanatory footnote. However, the HTML tag is replaced with a more human-understandable attachment name.
    Type: Grant
    Filed: March 8, 2019
    Date of Patent: June 9, 2020
    Assignee: QuantumReverse, Inc.
    Inventor: Thomas M. Martignoni
  • Publication number: 20200167411
    Abstract: Unstructured explanatory information is added to an electronic mortgage form and other borrower/applicant documentation. When a user wishes to document or explain any entry or data, the user may add and insert an explanatory footnote into the electronic mortgage form and other borrower/applicant documentation. The user may enter a keyboard command or other instruction for locating and formatting the footnote. The user enters/types the text of the footnote, which may also include or specify an HTML tag that references a document attachment. When the electronic mortgage form is then generated, the electronic mortgage form incorporates the explanatory footnote. However, the HTML tag is replaced with a more human-understandable attachment name.
    Type: Application
    Filed: March 8, 2019
    Publication date: May 28, 2020
    Applicant: QuantumReverse Inc.
    Inventor: Thomas M. Martignoni
  • Publication number: 20190279296
    Abstract: Disbursements in an electronic reverse mortgage application may be prioritized. When a borrower applies for a reverse mortgage, the borrower submits the electronic reverse mortgage application. At closing the borrower will receive one or more disbursements (such as cash at closing, a monthly disbursement, and/or a line of credit). The borrower or other user, however, may prioritize the multiple disbursements according to a disbursement priority. The borrower or other user establishes or assigns different disbursement priorities to the cash at closing, the monthly disbursement, and/or the line of credit. Available proceeds of the reverse mortgage are calculated, and then the various disbursements are calculated according to the disbursement priorities.
    Type: Application
    Filed: March 8, 2019
    Publication date: September 12, 2019
    Applicant: QuantumReverse Inc.
    Inventor: Thomas M. Martignoni