Patents Assigned to Ready Credit Corporation
  • Publication number: 20210326840
    Abstract: A system and method for issuing a virtual value-bearing card associated with only non-personally identifying information is disclosed. A remote internet enabled device, an input device, a network coupling, and a card dispenser communicate to convert physical or electronic currency, wherein the converted funds are immediately available to the user with a virtual value bearing card stored on an application hosted on an internet enabled device. The converted funds are simultaneously available on a physical card. The input device is configured to receive input to scan a code graphically provided by the internet enabled device. The code includes only non-personally identifiable information. The network coupling is configured to send the new account request to an acquirer processor and to receive an approval response from the acquirer processor.
    Type: Application
    Filed: April 16, 2021
    Publication date: October 21, 2021
    Applicants: Ready Credit Corporation, REVERSE ATM LLC
    Inventors: George Anthony Hilal, Brian J. Hedberg, Thomas D. Smith
  • Patent number: 8893963
    Abstract: Issuing a debit card associated with only non-personally identifying information includes communicating among an input device, a network coupling, and a card dispenser. The input device is configured to receive a new account request. The new account request includes only non-personally identifiable information. The network coupling is configured to send the new account request to an acquirer processor and to receive an approval response from the acquirer processor. The card dispenser is configured to dispense a debit card to the user based on the approval response received from the acquirer processor. The debit card includes only non-personally identifiable information. The non-personally identifiable information includes the account number.
    Type: Grant
    Filed: July 13, 2010
    Date of Patent: November 25, 2014
    Assignee: Ready Credit Corporation
    Inventors: Timothy James Walsh, Donald Bradly Olah
  • Publication number: 20100276486
    Abstract: Issuing a debit card associated with only non-personally identifying information includes communicating among an input device, a network coupling, and a card dispenser. The input device is configured to receive a new account request. The new account request includes only non-personally identifiable information. The network coupling is configured to send the new account request to an acquirer processor and to receive an approval response from the acquirer processor. The card dispenser is configured to dispense a debit card to the user based on the approval response received from the acquirer processor. The debit card includes only non-personally identifiable information. The non-personally identifiable information includes the account number.
    Type: Application
    Filed: July 13, 2010
    Publication date: November 4, 2010
    Applicant: Ready Credit Corporation
    Inventors: Timothy James Walsh, Donald Bradly Olah
  • Patent number: 7766225
    Abstract: Issuing a debit card associated with only non-personally identifying information includes communicating among an input device, a network coupling, and a card dispenser. The input device is configured to receive a new account request. The new account request includes only non-personally identifiable information. The network coupling is configured to send the new account request to an acquirer processor and to receive an approval response from the acquirer processor. The card dispenser is configured to dispense a debit card to the user based on the approval response received from the acquirer processor. The debit card includes only non-personally identifiable information. The non-personally identifiable information includes the account number.
    Type: Grant
    Filed: December 26, 2006
    Date of Patent: August 3, 2010
    Assignee: Ready Credit Corporation
    Inventors: Timothy James Walsh, Donald Bradly Olah