Abstract: In an illustrative embodiment, methods and systems for automatically categorizing a condition of a property characteristic may include obtaining aerial imagery of a geographic region including the property, identifying features of the aerial imagery corresponding to the property characteristic, analyzing the features to determine a property characteristic classification, and analyzing a region of the aerial imagery including the property characteristic to determine a condition classification.

Abstract: In an illustrative embodiment, methods and systems for automatically categorizing a condition of a property characteristic may include obtaining aerial imagery of a geographic region including the property, identifying features of the aerial imagery corresponding to the property characteristic, analyzing the features to determine a property characteristic classification, and analyzing a region of the aerial imagery including the property characteristic to determine a condition classification.

Abstract: Systems and methods for quantifying, tracking, and transacting differential energy attributes (DEA) tokens using a private block chain network. Differentiated energy attributes verified by a verification entity pursuant to emission standards are digitized as differentiated energy attribute tokens (DEATs). A predetermined formula correlates the number of DEATs to be minted to the units of differentiated energy produced. DEATs are published to a differentiated energy producer's multi-signature wallet governed by the terms and conditions of a smart contract. DEATs may be transacted in a bilateral transaction between a buyer and seller under a transaction smart contract. The systems and methods enable differentiated energy producers to recuperate their DEA related costs and investments via the sale and monetization of DEATs as a value-add to the sale of energy.

Abstract: A catastrophic hazard protection (CHP) mortgage may be provided on real property or structure(s) on the real property of a owner. The CHP mortgage may be structured to include financial protection in the event that one or more structures of the real property is damaged by a catastrophe such as a hurricane or earthquake. The owner may pay an increased interest rate on the CHP mortgage. If catastrophe damage occurs, the principal amount of the CHP mortgage may be reduced by the lesser of the value of the damage or the principal balance. Alternatively, the owner may receive a payment equivalent to the lesser of the value of the damage or the principal balance. A CHP mortgage may be implemented electronically. Additionally, catastrophic hazard protection may be added onto an existing mortgage.

Abstract: A portable and addressable emergency alarm device which transmits a selected radio frequency alarm signal from a portable transmitter to a stationary receiver and sounds an alarm.