Abstract: A diaper is adapted for capturing and isolating bodily waste of a wearer. The diaper is constructed of a fabric blank folded to form front and rear waistlines of the diaper, a crotch region located between the front and rear waistlines, and a pair of leg openings. The fabric blank includes an outside shell and an adjustable inside panel. The inside panel is movable during wear from a normal wear position, wherein the crotch region is substantially uncovered by the panel, to a waste-isolating position, wherein the crotch region is substantially covered by the panel.