Abstract: A composite skinned panel is disclosed which uses, in some embodiments, a combination of cementitious, insulative and ablative core materials to provide a building panel which can effectively meet a variety of different commercial, residential and marine fire codes. For example, one such fire test is an A60 fire rating (International Marine Organization (IMO) A60 Class A Bulkhead), which establishes that the panel provide 60 minutes of protection from a front side temperature of 1750° F. without raising the internal temperature more than 250° F.