Abstract: An asset management system is described. The system may include a receiver configured to receive a plurality of entities' performance information, margin of safety information, and a user information. The user information may include a user asset portfolio. The system may further include a processor configured to calculate a first quality score for each entity based on entity's performance information. The processor may be further configured to calculate a second user portfolio quality score based on the user asset portfolio and the first quality score. Furthermore, the processor may be configured to obtain a trigger signal when a predefined condition associated with the second user portfolio quality score is met. Responsive to receiving the trigger signal, the processor may be configured to determine a recommendation for the user asset portfolio. The system may further include a transmitter configured to transmit the recommendation to a user device.