Abstract: A digital card, “DPD&P card,” functions as both (a) a prescription drug discount card and (b) a loadable/reloadable stored-value account card (e.g., debit card) for purchasing prescription drugs. A client displays the DPD&P card at a mobile device (e.g., smartphone), including drug discount identification information, which is read at a pharmacy point-of-sale (POS) and forwarded to a pharmacy benefits manager (PBM) to identify a discount for a drug purchase. The client may initiate, via the mobile device, a request to redeem funds onto the DPD&P card, and in response, a financial entity generates or updates a debit account balance linked to the DPD&P card. During a drug purchase transaction, a debit account identifier (e.g., barcode) linked to the debit account balance is displayed at the client mobile device, and read at a pharmacy POS to access the debit account balance to make a full or partial payment for the drugs.