Abstract: The invention relates to a fuel-cell installation comprising: a reformer stage, which can be heated by a gas burner in order to carry out the water-vapour reformation of hydrocarbon and water-vapour into hydrogen and additional reformer products; at least one conversion stage, which is connected downstream of the reformer stage for the chemical preparation of the reformer products; and at least one fuel-cell stack, which is connected downstream of the conversion stage and comprises a plurality of anodes and cathodes with corresponding supply and discharge connections for converting the hydrogen into water to generate an electric current and heat. The fuel-cell stack is configured as a high-temperature fuel-cell stack with an operating temperature between about 100° C. and about 200° C.