Abstract: An authorization system including an authorization server, an account server for storing account data relating to a plurality of accounts and an access terminal for inputting data that identifies one of the plurality of accounts.

Abstract: An authorization system including an authorization server, an account server for storing account data relating to a plurality of accounts and an access terminal for inputting data that identifies one of the plurality of accounts.

Abstract: There is disclosed a transaction processing server (300), comprising: means (304) for receiving a request (224) to initiate a transaction, the request including user identification data (220) and monetary value authorization data; validating means (302) for validating the monetary value authorization data; processing means (302) for processing the monetary value authorization data to select monetary value data (210) corresponding to the monetary value authorization data; storing means (306) for storing data representing an association between the user identification data (220) and the monetary value data (210); and output means (302) for outputting a monetary value identifier (228) associated with the monetary value data (210). The invention finds particular application in the field of transferring monetary value from a sender to a recipient.