Abstract: An integrated financial services platform that allows for the definition of applications, rules and data necessary to fulfill financial services to be created one time and either loaded into workstation devices that fulfill the financial services or, loaded into a server that fulfills the financial services from requesting devices. The workstation devices can operate autonomously but are continuously updated as changes in the definition of the applications, rules and data are deployed. The server houses the master definition of the applications, rules and data making the fulfillment of the financial services available to a variety of devices access the server. Thus, the provision of the financial services is integrated regardless of the access point that request the system to fulfill the financial service.

Abstract: A client platform architecture enabling workstations to operate in an ASP type environment, but reap the benefits available to a rich or fat client. The client platform interfaces to a server and receives an image of its operational software from the server using JNLP or OSGI technology. The client device the necessary processing power and software to perform requested tasks regardless of whether the server is online or offline. Thus, the client device is fully or substantially fully functional without the need to interface to the server. The server contains the same functionality as is loaded into the client device and thus, can support thin clients. Any changes to the server software are subsequently loaded into the client platform.