Abstract: Provided is a repayment system including devices for and methods of interrupting a critical system of equipment in response to unauthorized use, or failure to maintain the equipment or make timely payments. The following invention disclosure is generally concerned with electronic systems for the management, monitoring and disabling of equipment in response to a failure to perform timely maintenance and timely payments on a corresponding loan, lease or rental by the integration of: GPS+RFID vehicle security+Driver Identification+in vehicle Diagnostics integrated into a multi-vertical management system.

Abstract: Provided is a repayment system including devices for and methods of interrupting a critical system of equipment in response to unauthorized use, or failure to maintain the equipment or make timely payments. The following invention disclosure is generally concerned with electronic systems for the management, monitoring and disabling of equipment in response to a failure to perform timely maintenance and timely payments on a corresponding loan, lease or rental by the integration of: GPS+RFID vehicle security+Driver Identification+in vehicle Diagnostics integrated into a multi-vertical management system.

Abstract: A system to encourage on time payments includes electronic apparatus coupled to a critical system of certain equipment. For example, the starter system of an automobile. Apparatus includes a mechanism whereby a user-operator is able to enter a command. Entry of a command serves as an indication that a payment has been made and enables further use of the equipment. On failure to timely make payments, a user is prevented from using the equipment as the apparatus is arranged to disable the equipment by way of the critical system to which it is coupled. Both a user-operator interface and critical system interruption circuit are coupled to a logic processor which is easily mounted onto equipment subject to the program. The use of a gateway system is also disclosed.