Patents Assigned to Serve Virtual Enterprises, Inc.
  • Publication number: 20140258126
    Abstract: Offsite financial account onboarding is provided which creates a more streamlined process for a customer. The customer accesses a money services business electronic system to request financial account setup. The onboarding system establishes account access to a pooled custodial account managed by the money services business based on preliminary identification (ID) data from the customer. With only preliminary ID data, account access limits are assigned which reduces the risk of fraud or criminal activity with the customer's account access. Because account access is established with just the preliminary ID data, the customer may fully obtain account access directly from a mobile device. The money services business provides additional graduated access levels depending on additional ID data provided by the customer. Thus, depending on the type of ID data provided by the customer, the customer's account access will have corresponding access level rights to the custodial account.
    Type: Application
    Filed: May 16, 2014
    Publication date: September 11, 2014
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Nicholas P. Johns, Jason J. Hogg, Cory Moreira
  • Publication number: 20140136420
    Abstract: A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.
    Type: Application
    Filed: March 18, 2013
    Publication date: May 15, 2014
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventor: SERVE VIRTUAL ENTERPRISES, INC.
  • Publication number: 20140006297
    Abstract: The disclosure includes comprehensive system and methods for enabling value transfer to users of a social networking service. Integration with a social networking service may include use of an app that is capable of accessing social networking profile and contact information and sharing the data with a value transfer service. The app is capable of accessing the social networking service's notification function and sending a notification to a value recipient.
    Type: Application
    Filed: July 2, 2012
    Publication date: January 2, 2014
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason J. Hogg, Dave Cautin, Kiran Jagannath, Robert Kerner, Cory Moreira, Andrew Peret, France Roy
  • Publication number: 20140006283
    Abstract: The disclosure includes comprehensive system and methods for enabling value transfer to users of a social networking service. Integration with a social networking service may include use of an app that is capable of accessing social networking profile and contact information and sharing the data with a value transfer service. The app is capable of accessing the social networking service's notification function and sending a notification to a value recipient.
    Type: Application
    Filed: October 16, 2012
    Publication date: January 2, 2014
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason J. Hogg, Dave Cautin, Kiran Jagannath, Bob Kerner, Corey Moreira, Andrew Peret, France Roy
  • Publication number: 20140006261
    Abstract: The disclosure includes comprehensive system and methods for enabling customer acquisition by enabling transactions without requiring a cumbersome, time-consuming registration process. The system includes logic engines, databases, interconnectivity with social networking services and financial institutions and customizable financial account creation processes. The system enables capturing purchaser information in a shell account without requiring a customer to register for a full account of a value transfer service.
    Type: Application
    Filed: November 30, 2012
    Publication date: January 2, 2014
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason Hogg, Nick Johns, Corey Moreira, Andrew Peret, Burak Seren
  • Patent number: 8540150
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Grant
    Filed: December 12, 2012
    Date of Patent: September 24, 2013
    Assignee: Serve Virtual Enterprises, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20130226789
    Abstract: Techniques for enabling a user of the email client application to exchange messages related to online transaction accounts are disclosed. An email client application may display a transaction account interface that enables a user of the email client application to send specialized messages related to the user's online transaction account. For example, the specialized messages may include money transfer instructions, money request instructions, and referral messages.
    Type: Application
    Filed: February 29, 2012
    Publication date: August 29, 2013
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Cory Moreira, Andrew Peret
  • Publication number: 20130226736
    Abstract: A method and system of using widgets embedded in web pages as virtual storefronts is disclosed. A user of a social networking site may create a merchant account with a transaction service provider. The user embeds a storefront widget provided by the transaction service provider in the user's profile page on the social networking site and the user can use the storefront widget to input information about products that the user is selling. Other users of the social networking site view the user's profile page and the storefront widget will display the products that the user is selling. The other users may interact with the storefront widget to purchase the products that the user is selling.
    Type: Application
    Filed: February 29, 2012
    Publication date: August 29, 2013
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason J. Hogg, Cory Moreira, Andrew Peret, Kiran Jagannath
  • Publication number: 20130219217
    Abstract: A comprehensive system for enabling automated configuration and testing of software applications and services is disclosed. The system includes test interfaces, a test database and test functionality. Configuration functionality allows for rapid, accurate and efficient set up of one or more test accounts. Data manipulation interfaces and methods allow for the inspection of state variables and manipulating state-based data to simulate, initiate and reverse transactional data. Application programming interfaces enable the testing of external systems with a target system that is simulated in the testing environment.
    Type: Application
    Filed: February 17, 2012
    Publication date: August 22, 2013
    Applicant: Serve Virtual Enterprises, Inc.
    Inventors: Burak Seren, Nicholas Patrick Johns
  • Publication number: 20130185132
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Application
    Filed: December 12, 2012
    Publication date: July 18, 2013
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventor: SERVE VIRTUAL ENTERPRISES, INC.
  • Patent number: 8469268
    Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
    Type: Grant
    Filed: August 24, 2012
    Date of Patent: June 25, 2013
    Assignee: Serve Virtual Enterprises, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Patent number: 8413896
    Abstract: A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.
    Type: Grant
    Filed: June 30, 2010
    Date of Patent: April 9, 2013
    Assignee: Serve Virtual Enterprises, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20130036054
    Abstract: Offsite financial account onboarding is provided which creates a more streamlined process for a customer. The customer accesses a money services businesss business electronic system to request financial account setup. The onboarding system establishes account, access to a pooled custodial account managed by the money services businesss business based on preliminary identification (ID) data from the customer. With only preliminary ID data, account access limits are assigned which reduces the risk of fraud or criminal activity with the customer's account access. Because account access is established with just the preliminary ID data, the customer may fully obtain account access directly from a mobile device. The money services businesss business provides additional graduated access levels depending on additional ID data provided by the customer. Thus, depending on the type of ID data provided by the customer, the customer's account access will have corresponding access level rights to the custodial account.
    Type: Application
    Filed: October 2, 2012
    Publication date: February 7, 2013
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventor: SERVE VIRTUAL ENTERPRISES, INC.
  • Patent number: 8348158
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Grant
    Filed: February 1, 2012
    Date of Patent: January 8, 2013
    Assignee: Serve Virtual Enterprises, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20130006781
    Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
    Type: Application
    Filed: August 24, 2012
    Publication date: January 3, 2013
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason J. Hogg, Patrick Graf
  • Patent number: 8341080
    Abstract: Offsite financial account onboarding is provided which creates a more streamlined process for a customer. The customer accesses a money services business business electronic system to request financial account setup. The onboarding system establishes account access to a pooled custodial account managed by the money services business business based on preliminary identification (ID) data from the customer. With only preliminary ID data, account access limits are assigned which reduces the risk of fraud or criminal activity with the customer's account access. Because account access is established with just the preliminary ID data, the customer may fully obtain account access directly from a mobile device. The money services business business provides additional graduated access levels depending on additional ID data provided by the customer. Thus, depending on the type of ID data provided by the customer, the customer's account access will have corresponding access level rights to the custodial account.
    Type: Grant
    Filed: January 7, 2011
    Date of Patent: December 25, 2012
    Assignee: Serve Virtual Enterprises, Inc.
    Inventors: Nicholas P. Johns, Jason J. Hogg, Cory Moreira
  • Patent number: 8272567
    Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
    Type: Grant
    Filed: February 1, 2012
    Date of Patent: September 25, 2012
    Assignee: Serve Virtual Enterprises, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20120130783
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Application
    Filed: February 2, 2012
    Publication date: May 24, 2012
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20120130896
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Application
    Filed: February 1, 2012
    Publication date: May 24, 2012
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20120130831
    Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
    Type: Application
    Filed: February 1, 2012
    Publication date: May 24, 2012
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason J. Hogg, Patrick Graf