Patents Assigned to Service
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Patent number: 11961091Abstract: A device may determine that a verification method associated with a transaction card is to be modified from a first verification method to a second verification method. The first verification method and the second verification method may use different types of verification information. The device may provide a set of instructions to the transaction card after determining that the verification method is to be modified. The set of instructions may cause the transaction card to modify the verification method from the first verification method to the second verification method. The device may provide information identifying a modification to the verification method to a transaction backend device to notify the transaction backend device that the verification method associated with the transaction card has been modified from the first verification method to the second verification method.Type: GrantFiled: March 29, 2023Date of Patent: April 16, 2024Assignee: Capital One Services, LLCInventors: Adam Koeppel, Robert Perry
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Patent number: 11958674Abstract: In some aspects, an item storage unit for storing one or more items includes the following components. A first frame component and a first stretch member coupled to at least a first surface of the first frame component. The first stretch member being more flexible relative to the first frame component. The one or more items are configured to be supported by at least the first stretch member and the first frame component.Type: GrantFiled: December 29, 2020Date of Patent: April 16, 2024Assignee: United Parcel Service of America, Inc.Inventor: Julio Gil
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Patent number: 11960581Abstract: A method is disclosed. The method includes transmitting, by a user device to an access device, a digital certificate and a seed. The access device encrypts the seed and a first access device key with a public key from the digital certificate to form encrypted data. The method also includes receiving from the access device, the encrypted data, decrypting the encrypted data using a private key corresponding to the public key to obtain the seed and the first access device key, verifying that the seed received from the access device matches the seed sent to the access device, encrypting a secret or derivative thereof with the first access device key to form an encrypted secret or derivative thereof, and transmitting to the access device, the encrypted secret or derivative thereof.Type: GrantFiled: February 5, 2021Date of Patent: April 16, 2024Assignee: Visa International Service AssociationInventors: Yuexi Chen, Marc Kekicheff
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Patent number: 11960347Abstract: A computer-implemented method for testing failover may include: determining one or more cross-regional dependencies and traffic flow of an application in a first region of a cloud environment, wherein the one or more cross-regional dependencies include a dependency of the application in the first region of the cloud environment to one or more applications in at least one other region of the cloud environment; determining a risk score associated with performing failover of the application to a second region of the cloud environment at least based on the determined one or more cross-regional dependencies and traffic flow of the application; comparing the determined risk score with a predetermined risk score; in response to determining that the determined risk score is lower than the predetermined risk score, performing failover of the application to the second region of the cloud environment; isolating the second region of the cloud environment from the first region of the cloud environment for a predeterminedType: GrantFiled: December 19, 2022Date of Patent: April 16, 2024Assignee: Capital One Services, LLCInventors: Ankit Kothari, Ann Hawkins, John Samos
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Patent number: 11960364Abstract: An event processing system may identify duplicate events and prevent one or more of the duplicate events from being processed. The event processing system may determine the duplicate events, which are not permitted to be processed more than once, and allow these duplicate events to be processed exactly once. The event processing system may allow events, which are permitted to be processed more than once, to be processed without determining whether the events are duplicate events. If a main data center of the event processing system fails, a backup data center may take over instantly event processing from the main data center and may prevent events that have been processed by the main data center from being processed. Multiple data centers may work together and process events in an active-active mode by offering the exactly once processing as well as removing any duplicate events from upstream systems.Type: GrantFiled: August 29, 2022Date of Patent: April 16, 2024Assignee: Capital One Services, LLCInventor: Sunil Kaitha
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Patent number: 11960861Abstract: An embodiment of the present invention may enable editing and deployment of software by including in an application container editable source code used to produce an application, and tools to edit and build the application, such as a code editor and a build tool to convert the source code to the executable application. The container may include an executable application which may execute in the environment on which the container is saved. A server in the container may control execution of the executable application and build the executable application. A remote user computer may communicate with the code editor to edit the source code, which in its updated version may be built to produce an updated version of the executable application. The server may stop execution of the existing executable application, and start execution of the updated version of the executable application.Type: GrantFiled: July 11, 2023Date of Patent: April 16, 2024Assignee: Morgan Stanley Services Group Inc.Inventor: Viraj Sanjay Pangam
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Patent number: 11961317Abstract: Aspects of the present disclosure are directed to extracting textual information from image documents. In one embodiment, a system, upon receiving a request to extract textual information from an image document, a digital processing system performs character recognition based on content of the image document using multiple approaches to generate corresponding texts. The texts are then combined to determine a result text representing the textual information contained in the image document. The result is then provided as a response to the request.Type: GrantFiled: February 10, 2022Date of Patent: April 16, 2024Assignee: Oracle Financial Services Software LimitedInventors: Dakshayani Singaraju, Veresh Jain, Kartik Kumar
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Patent number: 11962602Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes by using physical environment information. A computing device may receive video depicting a physical environment and process that video to identify one or more first objects. The computing device may receive a request for access to an account. The computing device may send a prompt for a physical environment description and receive, in response, an indication of one or more second objects. The indication of the one or more second objects may comprise video of the physical environment, a verbal description of the physical environment, and/or text describing the physical environment. The computing device may grant the user device access to the account based on comparing the one or more first objects to the one or more second objects.Type: GrantFiled: February 1, 2022Date of Patent: April 16, 2024Assignee: Capital One Services, LLCInventors: Viraj Chaudhary, Jenny Melendez, Tyler Maiman, Samuel Rapowitz, Joshua Edwards, David Septimus
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Patent number: 11962113Abstract: A connector assembly of a cartridge of an electronic vaping device may be formed by metal in-molding. The connector assembly may include a connector body that is integrally formed. The connector body may include a base portion that is generally cylindrical, a nose portion extending from a first end of the base portion, and at least two slots extending longitudinally through the base portion and on opposing sides of the nose portion. An electrical lead extends through each of the at least two slots.Type: GrantFiled: August 16, 2021Date of Patent: April 16, 2024Assignee: Altria Client Services LLCInventors: Bipin Patil, Sean Sundberg, Kelli McKenna, Rangaraj Sundar, Greg Nelson, David Bennett
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Patent number: 11960909Abstract: A method and system of providing users with session-specific layouts during access of an application based on contextual data. The system identifies contextual data for each application access session and associates the contextual data with a particular in-app activity. The in-app activity corresponds to a task that is typically performed by the first user when the specific contextual data is detected. The contextual data can include location data, time and date data, and device type data.Type: GrantFiled: February 16, 2022Date of Patent: April 16, 2024Assignee: United Services Automobile Association (USAA)Inventors: Yevgeniy Viatcheslavovich Khmelev, Robert Andrew Massie, David Campbell, Gregory Brian Meyer
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Patent number: 11961089Abstract: Systems, methods, articles of manufacture, and computer-readable media. A web browser of a device may receive selection of a uniform resource locator (URL). An operating system may download an application from an application server based on the URL. The application may identify a plurality of applications installed on the device and select a first institution corresponding to a first application. The application may receive a cryptogram from a contactless card associated with the first institution and transmit the cryptogram to an authentication server. The application may receive an authentication result specifying the authentication server decrypted the cryptogram. The web browser may receive, based on the decryption of the cryptogram, an account number, an expiration date associated with the account number, and a card verification value (CVV) associated with the account number. The web browser may provide the account number, expiration date, and CVV to a server associated with the application.Type: GrantFiled: April 20, 2021Date of Patent: April 16, 2024Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Bob Uni Koshy, Kevin Osborn
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Patent number: 11960480Abstract: Provided is a system that includes at least one processor programmed or configured to receive an XML data file, wherein the XML data file includes data associated with one or more input parameters of a machine learning model, generate a code generation template based on the data associated with one or more input parameters of the machine learning model included in the XML file, where the code generation template includes one or more keys associated with one or more parameters of a transaction aggregate for an account of a user, and generate a file of executable code based on the code generation template, wherein the file of executable code includes instructions that, when executed by at least one processor, causes at least one processor to retrieve transaction aggregate data associated with the transaction aggregate for the account of the user. A method and computer program product are also provided.Type: GrantFiled: September 5, 2019Date of Patent: April 16, 2024Assignee: Visa International Service AssociationInventors: Hongqin Song, Yu Gu, Roger Cheng-Chung Huang, Ran Xu, Shawn Johnson
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Patent number: 11960951Abstract: In some implementations, a transaction card may include a card body having a first surface and a second surface opposite the first surface. The transaction card may include an integrated circuit (IC) chip embedded in the card body, and a plurality of first electrical contact sets electrically accessible from the first surface of the card body, where the plurality of first electrical contact sets have electrical connections to the IC chip. The transaction card may include a plurality of first magnetic stripe areas readable from the first surface of the card body. The transaction card may include a plurality of second electrical contact sets electrically accessible from the second surface of the card body, where the plurality of second electrical contact sets have electrical connections to the IC chip. The transaction card may include a plurality of second magnetic stripe areas readable from the second surface of the card body.Type: GrantFiled: September 23, 2022Date of Patent: April 16, 2024Assignee: Capital One Services, LLCInventors: Bryant Yee, Tyler Maiman, Joshua Edwards
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Patent number: 11959353Abstract: Multiple layers of a seal can be formed to pressure-seal an open-hole wellbore in a subterranean formation. The seal can include at least one element and a sealing mixture between the element and a container housing for pressure sealing the open-hole wellbore between the element and the container housing and for providing multiple layers of seal in the open-hole wellbore. The seal can be retained by the sealing mixture subsequent to the sealing mixture being released.Type: GrantFiled: April 12, 2021Date of Patent: April 16, 2024Assignee: Halliburton Energy Services, Inc.Inventors: Mohan Gunasekaran, Jorge Gustavo Kuhnen, Laurence Campos Paiva Costa, Desiderio Naegele Rodrigues, Jr., Peterson Garcia Ramaldes
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Patent number: 11961077Abstract: Aspects described herein may relate to a transaction exchange platform using a streaming data platform (SDP) and microservices to process transactions according to review and approval workflows. The transaction exchange platform may receive transactions from origination sources, which may be added to the SDP as transaction objects. Microservices on the transaction exchange platform may interact with the transaction objects based on configured workflows associated with the transactions. Processing on the transaction exchange platform may facilitate clearing and settlement of transactions. Some aspects may provide for dynamic and flexible reconfiguration of workflows and/or microservices. Other aspects may provide for data snapshots and workflow tracking, allowing for monitoring, quality control, and auditability of transactions on the transaction exchange platform.Type: GrantFiled: September 12, 2022Date of Patent: April 16, 2024Assignee: Capital One Services, LLCInventors: Earle Michael Lee, William Planck
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Patent number: 11960592Abstract: Methods, systems, and apparatuses are described herein for improving the security of personal information by preventing attempts at gleaning personal information from authentication questions. A computing device may receive a request for access to an account associated with a user. The request may comprise candidate authentication information. Based on comparing the candidate authentication information with the account data, the computing device may generate a synthetic authentication question. The synthetic authentication question may be generated as if the candidate authentication information is valid. A response to the synthetic authentication question may be received, and the request for access to the account may be denied.Type: GrantFiled: June 29, 2021Date of Patent: April 16, 2024Assignee: Capital One Services, LLCInventors: Tyler Maiman, Viraj Chaudhary, Samuel Rapowitz, Daniel Miller, David Septimus, Joshua Edwards
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Patent number: 11960833Abstract: Methods and systems for using machine learning models to organize and select modular components for user interface templates. For example, the methods and systems may use machine learning and/or artificial intelligence to generate user interfaces with a preferred number of user input fields and/or pages, in which the preferred number both satisfies any requirements for the user interface (e.g., information, categories of information, etc.), and ensures that all privacy concerns are met.Type: GrantFiled: April 13, 2023Date of Patent: April 16, 2024Assignee: Capital One Services, LLCInventors: Mark Morrison, Andrew Ricchuiti, Briana Shaver, Erin Edwards
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Patent number: 11960386Abstract: A method and system for automated continuous validation for regulatory compliance of CS with dynamic component. On identification of learning in the CS, a User Acceptance Testing (UAT) is performed using automated test cases of varying types in accordance with what-if scenarios and synthetic data generated using a unique approach. Thereafter, a base validation testing of the CS is performed with clean data (positive scenarios of outcome of the CS) and dirty data (negative scenarios) by conducting repeatability, stability (consistency) and reliability checks. The base validation testing is then followed by learning saturation testing on only if the dynamic component is validated, is rolled out in production environment else is rolled back to the earlier version.Type: GrantFiled: August 29, 2022Date of Patent: April 16, 2024Assignee: Tata Consultancy Services LimitedInventors: Ashish Omprakash Indani, Divya Vasudevan, Devraj Goulikar, Prita Venkateswaran, Ashutosh Pachisia, Prashant Chaturvedi, Rohit Kadam, Vimal Chaubey
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Patent number: D1022525Type: GrantFiled: October 3, 2022Date of Patent: April 16, 2024Assignee: Cintas Corporate Services, Inc.Inventors: Richard R. Bing, David Steven Mesko
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Patent number: D1023032Type: GrantFiled: March 18, 2022Date of Patent: April 16, 2024Assignee: Constellation Generation Services, LLCInventor: Sanwar Azam Sunny