Patents Assigned to Service
  • Patent number: 12192760
    Abstract: A method is disclosed. The method includes receiving a broadcast signal from a beacon device, the broadcast signal encoding a first credential associated with a first entity. In response to receipt of the broadcast signal, the mobile communication device transmits the received first credential to an authentication system. The authentication system determines if the first entity associated with the broadcast signal is authentic and generates a confirmation message confirming the authenticity of the first entity. The mobile communication device then receives the confirmation message indicating that the first entity is authentic. The mobile communication thereafter receives and transmits a second credential for the mobile communication device to the beacon device, which transmits the second credential to the authentication system. The authentication system then confirms the authenticity of the mobile communication device.
    Type: Grant
    Filed: December 7, 2022
    Date of Patent: January 7, 2025
    Assignee: Visa International Service Association
    Inventors: Quan Wang, Kyle Crouse
  • Patent number: 12190187
    Abstract: Magnetic stripe cards including a skimmer detection mechanism detect unauthorized access to data and information stored on a magnetic strip of a magnetic stripe card by illicit card skimming devices. In one embodiment, a method of detecting an unauthorized scan of confidential data encoded on a magnetic strip portion of a magnetic stripe card having a skimmer detection mechanism includes detecting a scan of the magnetic strip portion, measuring a parameter associated with the scan of the magnetic strip portion by the skimmer detection mechanism, and comparing the measured parameter to a baseline value associated with the parameter. Upon determining that the parameter exceeds the baseline value, an unauthorized scan of confidential data encoded on the magnetic strip portion of the magnetic stripe card is detected.
    Type: Grant
    Filed: April 28, 2022
    Date of Patent: January 7, 2025
    Assignee: United Services Automobile Association (USAA)
    Inventors: Dustin Bowen Bitter, Nina Cooper, Andre Rene Buentello, Jose L. Romero, Jr., Gregory David Hansen
  • Patent number: 12189008
    Abstract: Provided are an atomic beam magnetic resonance method and system based on combined separated oscillatory fields.
    Type: Grant
    Filed: August 20, 2024
    Date of Patent: January 7, 2025
    Assignee: National Time Service Center, Chinese Academy of Sciences
    Inventors: Fuyu Sun, Chao Li, Shougang Zhang
  • Patent number: 12185750
    Abstract: A smokeless tobacco product or medicinal nicotine product including nicotine and acyl nornicotine. Preferably, the acyl nornicotine is selected from the group consisting of N-Pentanoylnornicotine, N-Hexanoylnornicotine, N-Heptanolynornicotine, N-Octanoylnornicotine, N-Nonanoylnornicotine, N-Decanoylnornicotine, N-Undecanoylnornicotine, and N-Dedecanoylnornicotine. Also disclosed are methods of making such products.
    Type: Grant
    Filed: June 3, 2016
    Date of Patent: January 7, 2025
    Assignee: Altria Client Services LLC
    Inventors: Gerd Kobal, Douglas R. Oliveri, Peter Reeh, Tatjana Kichko
  • Patent number: 12186510
    Abstract: Described embodiments include apparatus (28) that includes a shunt (26). The shunt includes a flared distal portion (40), a flared proximal portion (44), and an intermediate portion (42), disposed between the distal portion and the proximal portion. The apparatus further includes a constricting flexible longitudinal element (38) passing circumferentially along the intermediate portion of the shunt, configured to constrict the intermediate portion of the shunt, and one or more proximal-portion-collapsing flexible longitudinal elements (36) configured to collapse the proximal portion of the shunt. Other embodiments are also described.
    Type: Grant
    Filed: March 4, 2021
    Date of Patent: January 7, 2025
    Assignees: The Medical Research, Infrastructure and Health Services Fund of the Tel-Aviv Medical Center, V-Wave Ltd.
    Inventor: Gad Keren
  • Patent number: 12187955
    Abstract: Methods and treatments fluids for treating a wellbore. One example method introduces the treatment fluid into the wellbore. The treatment fluid comprises an aqueous fluid, an aminopolycarboxylic acid, a nanoparticle dispersed, and an organic solvent. The treatment fluid has a pH in a range between about 5 to about 9. The method further includes contacting a rock surface in the subterranean formation; wherein at least a portion of the rock surface is coated with a hydrocarbon. The treatment fluid removes a portion of the hydrocarbon from the rock surface and alters the rock surface to be water-wet.
    Type: Grant
    Filed: October 7, 2021
    Date of Patent: January 7, 2025
    Assignee: Halliburton Energy Services, Inc.
    Inventors: Antonio Recio, III, Enrique A. Reyes, Denise N. Benoit, Aaron M. Beuterbaugh
  • Patent number: 12190648
    Abstract: A system includes a computing device comprising a processor and a memory. The processor is configured to receive: vehicle data associated with a vehicle associated with a user, where the vehicle data is indicative of characteristics of the vehicle, maintenance recommendation data indicative of vehicle maintenance recommendations for the vehicle, maintenance service data indicative of maintenance services performed on the vehicle, and activity data associated with operation of the vehicle. The processor may then identify a maintenance service to be performed on the vehicle based on the received data and send a notification to a user computing device with an indication of the maintenance service to be performed.
    Type: Grant
    Filed: August 31, 2022
    Date of Patent: January 7, 2025
    Assignee: United Services Automobile Association (USAA)
    Inventors: Brennen Michael Ricks, Kevin McAdams, Yevgeniy Viatcheslavovich Khmelev
  • Patent number: 12188570
    Abstract: A valve guide includes a valve guide body having a valve guide bore along a central axis thereof. In an assembled configuration of a horizontal valve assembly comprising the valve guide, a valve stem passes through the valve guide bore, connecting a valve body to the valve guide. The valve guide further includes first and second skis that each extends radially outward from the valve guide body to a lower wing outer surface, such that the lower wing outer surface is a first radial distance from the valve guide bore central axis; and an upper wing extending radially outward from the valve guide body to an upper wing outer surface. The upper wing outer surface is a second radial distance from the valve guide bore central axis. The first radial distance is greater than an interior radius of a housing bore the horizontal valve assembly is positioned in for use.
    Type: Grant
    Filed: June 6, 2023
    Date of Patent: January 7, 2025
    Assignee: Halliburton Energy Services, Inc.
    Inventors: Justin Lee Hurst, Timothy Holiman Hunter, Frank Kresse, James A. Olis
  • Patent number: 12192160
    Abstract: Systems and methods of the present disclosure enable improved content filtering by determining a profile state of the user profile based at least in part on at least one attribute of the user profile and determining a user profile criterion associated with the user profile based on the profile state including a threshold value to trigger a filter parameter associated with the profile objective, where the filter parameter comprises a content type to be processed so as to facilitate achieving the profile objective. The filter parameter is determined based on the profile state surpassing the user profile criterion. A content recognition model is used to identify a message content of each message. An electronic message that matches the content type is identified and filtered at the electronic messaging client to prevent the content from being presented.
    Type: Grant
    Filed: January 20, 2022
    Date of Patent: January 7, 2025
    Assignee: Capital One Services, LLC
    Inventors: Lukiih Cuan, Latika Gulati, Cruz Vargas, Lea Cody, Michael Mossoba
  • Patent number: 12190372
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Grant
    Filed: December 4, 2023
    Date of Patent: January 7, 2025
    Assignee: Capital One Services, LLC
    Inventors: Marcie Apelt, Megan Edds, Keith Barron, Ashley Gibbs, Matthew Vischulis, Carl Ashby, Baining Hu, Yi Liu, David Schardt
  • Patent number: 12190617
    Abstract: Methods and systems disclosed herein may quantify the content and nature of first streaming data to detect when the typical composition of the first streaming data changes. Quantifying the content and nature of the first streaming data may begin by generating a baseline representation of the content of the first streaming data as represented by a first matrix. Once generated, the first matrix may be used as a control against subsequently received data streams. In this regard, a second matrix may be generated from second streaming data and compared to the first matrix to determine the differences between the first streaming data and the second streaming data. Once a difference is determined, the difference may be compared to a threshold value and, when the difference exceeds the threshold value, an administrator may be notified and corrective action taken.
    Type: Grant
    Filed: September 1, 2021
    Date of Patent: January 7, 2025
    Assignee: Capital One Services, LLC
    Inventors: Keegan Hines, Christopher Bayan Bruss
  • Patent number: 12192212
    Abstract: A device may provide a verification indicator to a device associated with a website. The verification indicator may be associated with verifying access to the website. The device may detect that the verification indicator has been associated with code associated with the website based on processing the code. The device may provide a script to the device. The script may be included in the code. The script may be associated with monitoring operations of the website. The device may receive data related to the operations. The device may analyze the data using a model. The model may be associated with making a prediction related to at least one of: a value to be received via the website, or traffic associated with the website. The device may perform one or more actions related to the website based on a result of the analyzing.
    Type: Grant
    Filed: December 7, 2023
    Date of Patent: January 7, 2025
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Abdelkadar M'Hamed Benkreira, Michael Mossoba
  • Patent number: 12189740
    Abstract: The disclosure relates to the multi-party biometric authentication of primary and secondary parties for conducting party relationships.
    Type: Grant
    Filed: October 8, 2021
    Date of Patent: January 7, 2025
    Assignee: Visa International Service Association
    Inventor: Jerry Wald
  • Patent number: 12190374
    Abstract: A device may receive application questions for an individual applying for credit with an organization. The device may broadcast the application questions to additional devices that have access to a distributed ledger for sharing credit worthiness information to cause at least one of the additional devices to generate an application response to the application questions and to process the application response using a smart contract. The device may receive one or more application responses that have been encrypted. Each of the application responses may include particular credit worthiness information relating to the individual. The device may decrypt the application responses. The device may determine a credit worthiness score for the individual using the application responses. The device may perform one or more actions that allow the device or another device associated with the organization to use the credit worthiness score to determine whether to approve the individual for credit.
    Type: Grant
    Filed: April 24, 2023
    Date of Patent: January 7, 2025
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Kurry Tran
  • Patent number: 12192403
    Abstract: Systems and methods of caller identity verification and notification are disclosed. In one embodiment, an exemplary computer-implemented method may include: configuring a notification application, executing at a first computing device associated with a first user, the first user associated with an entity; receiving, from the notification application executing on the first computing device, an indication when the first user initiates a particular call to a second user; determining an application associated with the entity and installed on the second computing device of the second user, the application having an icon displayed at a screen of the second computing device; and instructing the application, executing on the second computing device, when the second computing device has received the particular call from the first user, to update an appearance of the icon associated with the application to display an indicator with regard to that the first user is associated with the entity.
    Type: Grant
    Filed: November 21, 2022
    Date of Patent: January 7, 2025
    Assignee: Capital One Services, LLC
    Inventors: Tyler Maiman, Lin Ni Lisa Cheng, Dwij Trivedi, Asher Smith-Rose, Salik Shah
  • Patent number: 12187513
    Abstract: A system for packaging a plurality of packing units on a pallet, including: a plurality of packing units made of packaging sleeves and packing-unit overwrapping, the packing-unit overwrapping enclosing the packaging sleeves; a pallet for stacking the packing units; pallet overwrapping, which encloses the packing units stacked on the pallet; and an insert provided, where: the packaging sleeves are produced from a composite material; the front side and the rear side of each packaging sleeve are separated from one another by folding edges, along which the packaging sleeve is folded flat; each packaging sleeve has two openings which are arranged on opposite sides of the packaging sleeve; each packaging sleeve has a longitudinal seam which connects two edges of the composite material to form a peripheral packaging sleeve; and the pallet overwrapping is produced from a plastics film.
    Type: Grant
    Filed: March 23, 2020
    Date of Patent: January 7, 2025
    Assignee: SIG Services AG
    Inventors: Andreas Lemsky, Karol-Jan Gollnick
  • Patent number: 12190666
    Abstract: A user identification system includes one or more processors configured to receive a first indication of a vehicle identity of a vehicle at an entrance of a location and retrieve a user profile associated with the vehicle identity from a user profile database. The user profile includes one or more user identities of one or more users authorized to enter the location. The one or more processors are configured to receive a second indication of a current user identity of a current user positioned in the vehicle, determine that the current user identity corresponds to a particular user identity of the one or more user identities, and output a control signal indicative of instructions to enable access to the location in response to the current user identity corresponding to the particular user identity.
    Type: Grant
    Filed: September 29, 2022
    Date of Patent: January 7, 2025
    Assignee: United Services Automobile Association (USAA)
    Inventors: William Preston Culbertson, Gregory David Hansen, Mark Anthony Lopez, Will Kerns Maney, Keegan Patrick Hayes, Steven Michael Bernstein
  • Patent number: 12189690
    Abstract: A device may receive a merchant query including first merchant data associated with a first merchant. The first merchant data may be provided, as input, to a merchant matching model associated with a merchant data structure, the merchant matching model having been trained to determine a measure of confidence that input merchant data corresponds to an existing merchant in the merchant data structure. The device may receive, as output from the merchant matching model, a measure of confidence that the first merchant data corresponds to a second merchant, the second merchant being associated with second merchant data stored in the merchant data structure. The device may also determine, based on the measure of confidence, that the first merchant corresponds to the second merchant. Based on the determination, the device may obtain the second merchant data from the merchant data structure and perform an action based on the second merchant data.
    Type: Grant
    Filed: May 25, 2023
    Date of Patent: January 7, 2025
    Assignee: Capital One Services, LLC
    Inventors: Pavel Fort, Ashish Bansal, Chang W. Kim, John E. Schlerf, Philip Spiegel
  • Patent number: 12190365
    Abstract: A computer-implemented method may include causing a customer device to display a user portal; receiving the input customer criteria; determining that a merchant possesses a corresponding item; updating the user portal with a selectable indication of the merchant; facilitating secure information sharing by: generating an access communication unique to the customer and without any customer information; transmitting the communication to a merchant device; and providing a merchant portal with further interactive objects; receiving, a transmission based on the access communication; securely providing the customer information to the merchant device via the merchant portal; receiving merchant criteria entered by the merchant; and automatically: determining a variance between the customer criteria and the merchant criteria; and updating at least one of the merchant or user portal to include at least one of the variance or the merchant criteria.
    Type: Grant
    Filed: November 22, 2021
    Date of Patent: January 7, 2025
    Assignee: Capital One Services, LLC
    Inventors: Vijayalakshmi Narasimha Raju Kalidindi, Nick Norcross, Mani Afsari, Jeffrey Whalen, Erika Gaffney, Surbhi O'Haugherty, Sebastian Lewis, Poojitha Ponugoti, Christian Young
  • Patent number: 12185758
    Abstract: A cartridge for an aerosol-generating system may comprise a liquid storage portion, which includes a housing holding a liquid aerosol-forming substrate. The housing has a first and a second opening. The cartridge may further comprise a first and a second permeable planar heater assembly, wherein the first permeable planar heater assembly is fixed to the housing and extends across the first opening of the housing, and the second permeable planar heater assembly is fixed to the housing and extends across the second opening of the housing. The first and second permeable planar heater assemblies are arranged opposite each other such that they face each other and form an airflow channel in between.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: January 7, 2025
    Assignee: Altria Client Services LLC
    Inventors: Patrick Charles Silvestrini, Ihar Nikolaevich Zinovik