Abstract: Non-performing home loans can be resolved by objectively matching resolution criteria set forth by a note holder regarding various resolution paths and data provided by the borrower reflecting their current economical state and desired outcome. The non-performing loan resolution system of the present invention determines whether specific loan resolution paths are acceptable based on predetermined criteria set forth by the note holder and data provided by the borrower. Once a resolution path is deemed acceptable, the data is validated and the resolution of the loan completed.