Abstract: A method and apparatus for insuring both the owner and tenants within an apartment or multi-unit dwelling comprising: inputting into a computer processor a database of building physical information, occupancy information, and tenant rental information; inputting into the computer processor an insurance qualification program for tenant insurance covering both the building owner and tenant from unintentional damage caused by the tenant from fire, smoke, explosions, water damage, or negligence injuries by the tenant caused to third parties pursuant to predetermined insurability criteria; qualifying the building for tenant and owner occupancy insurance, and computer translating and generating insurance coverage for the building owner based on the number of units in the building and insurance coverage limits desired, and billing the owner for renter's single interest insurance.

Abstract: Improved cleaner compositions and methods useful for removing ink from parts of a printing press are provided. The cleaner compositions comprise a fatty acid methyl ester and a nonionic surfactant which is an ethoxylated C.sub.4 -C.sub.10 alcohol. The cleaner compositions may further comprise a mixed heteric oxide of a higher chain alcohol, and water. The cleaner compositions, which are devoid of volatile organic compounds, eliminate the need to dry the parts of a printing press, particularly the rubber blanket, which need periodic cleanings during a run. The non-volatile cleaner compositions are combinable with printing ink compositions without appreciably affecting the printing characteristics of the ink. When printing is resumed while the rubber blanket is wetted with the cleaner, the cleaner becomes blended with the formed image as the image is received by the rubber blanket and the blended mixture is then printed.