Patents Assigned to Social Finance, Inc.
  • Publication number: 20240161150
    Abstract: A computer-implemented method including obtaining an identification of content cards that are eligible for display to a user. The method also can include generating a ranking for the content cards using a trained ranking function that is based at least on (i) first probability scores for the user engaging with the content cards, (ii) estimated dwell times for the user for the content cards, and (iii) card quality scores that are based at least on second probability scores for the user completing tasks within a predetermined time period after viewing the content cards. The method additionally can include ordering an arrangement of the content cards for presentment to the user based on the ranking. Other embodiments are described.
    Type: Application
    Filed: November 10, 2023
    Publication date: May 16, 2024
    Applicant: Social Finance, Inc. dba SoFi
    Inventors: Wook Chung, Gagandeep Malhotra, Somas Thyagaraja, Vijay Venkatraman, Mason Sun
  • Patent number: 11928730
    Abstract: A method including training a machine-learning model, based on historical data, with a maximization problem and one or more minimization problems to improve one or more fairness metrics. The method also can include receiving real-time data. The method additionally can include generating a risk score based on the machine-learning model, as trained, and the real-time data. Other embodiments are described.
    Type: Grant
    Filed: May 30, 2023
    Date of Patent: March 12, 2024
    Assignee: Social Finance, Inc.
    Inventors: Yonghan Feng, Sijia Liu, Ratinder Bedi, Aaron Webster