Abstract: Provided is a method and system for processing payment/information, including receiving, by an electronic circuit of a mobile communication device, a payment/information processing statement for a customer by a short message service (SMS) message, the payment/information processing statement including an online payment/information URL personalized to uniquely identify the customer. Next, the online payment/information URL is extracted from the SMS, and a mobile-optimized web page is accessed using the online payment/information URL. A customer's online payment/information form is then received and completed by the customer, then forwarded to a secure payment form server.

Abstract: Provided is a method and system for payment processing, including emailing a billing statement including an online payment hyperlink to a payer by a biller. The online payment hyperlink includes a payer personalized URL and a token uniquely identifying the payer. The online payment hyperlink is selected by the payer, who is then presented with the biller's online payment form, including pre-populated data fields. The biller's online payment form is reviewed, completed and corrected by the payer, and sent to a secure payment form server.