Abstract: A credit card modularized set having a flexible stow envelope for receiving a companion nose-clasping type reading glasses, with a length and width approximately that of a conventional credit card; wherein as the set is stacked within a group of conventional credit cards, no portion of the set is substantially protrusive nor recessive of the stacked group. The reading glasses component has a special beam bridge portion having a square cross-sectional shape thereby affording maximum torsional resistance for its diminutive size plus a laterally tapering cross section evenly distributing any imposed bending loads. The modularized set has a minimal thickness enabling its user to slip the set conveniently within the user's wallet modularly among the user's credit cards for ready availability.