Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. A promotion product filter can be provided that filters the purchased product list before transmittal. The promotion product filter can include promotions from a plurality of programs. SNAP and Enhanced SNAP benefits can be provided along with the discount benefits.

Abstract: A system and method are presented to improve the speed of shared network processing by filtering data using a filter list. The filter list filters the data submitted for analysis to the server system. Some data is processed locally, but the filtered data is processed at the server system. The local systems process similar data, but they use distinct data hierarchies to classify the data. Hierarchy designations are utilized in the filter list to filter the data. Rules establish a unified hierarchy that is translated to local hierarchies in the filter lists. Tags are established at the server for exceptions. Tags are translated into data identifiers for inclusion in the filter lists. The size of the filter list is reduced by avoiding redundancies between the tagged data identifiers and the local hierarchy designations. The filter list creation process also creates pre-analysis data at the server to assist in its analysis.

Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. An approved product list can be provided that filters the purchased product list before transmittal. The approved product list can include promotions from a plurality of programs.

Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. An approved product list can be provided that filters the purchased product list before transmittal. The approved product list can include promotions from a plurality of programs.

Abstract: A system and method are presented that utilizes a primary server having shadow data and benefit bucket data to provide adjudication and payment processing of insurance payment requests without requiring interaction with an insurance server and normal adjudication processes. The primary server can handle adjudication and payment processing for a plurality of insurance providers. An alternate payment method can be identified with a member identifier, allowing both insurance payment adjudication and member payment through the alternate payment method. The primary server can provide benefit processing for retail discounts, and store value benefits for authenticated purchase transactions. A variety of discounts, stored value benefits, insurance benefits, and alternate payment mechanisms can be incorporated into a single transaction and handled in real-time during the transaction.