Patents Assigned to Solutran
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Publication number: 20160260120Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. An approved product list can be provided that filters the purchased product list before transmittal. The approved product list can include promotions from a plurality of programs.Type: ApplicationFiled: November 12, 2015Publication date: September 8, 2016Applicant: SOLUTRAN, INC.Inventors: Barry J. Nordstrand, Jason Lynn Prigge, James Joseph Smola
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Publication number: 20160189125Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. A promotion product filter can be provided that filters the purchased product list before transmittal. The promotion product filter can include promotions from a plurality of programs.Type: ApplicationFiled: May 18, 2015Publication date: June 30, 2016Applicant: SOLUTRAN, INC.Inventors: Barry J. Nordstrand, James Joseph Smola, Jason Lynn Prigge
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Publication number: 20160148244Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. A promotion product filter can be provided that filters the purchased product list before transmittal. The promotion product filter can include promotions from a plurality of programs.Type: ApplicationFiled: January 28, 2016Publication date: May 26, 2016Applicant: Solutran, Inc.Inventors: Barry J. Nordstrand, Jason Lynn Prigge, James Joseph Smola
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Patent number: 9189803Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. An approved product list can be provided that filters the purchased product list before transmittal. The approved product list can include promotions from a plurality of programs.Type: GrantFiled: February 5, 2014Date of Patent: November 17, 2015Assignee: Solutran, Inc.Inventors: Barry J. Nordstrand, Jason Lynn Prigge, James Joseph Smola
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Publication number: 20140236693Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. An approved product list can be provided that filters the purchased product list before transmittal. The approved product list can include promotions from a plurality of programs.Type: ApplicationFiled: February 5, 2014Publication date: August 21, 2014Applicant: SOLUTRANInventors: Barry J. Nordstrand, Jason Lynn Prigge, James Joseph Smola
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Publication number: 20140236692Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. A promotion product filter can be provided that filters the purchased product list before transmittal. The promotion product filter can include promotions from a plurality of programs.Type: ApplicationFiled: April 25, 2014Publication date: August 21, 2014Applicant: SOLUTRAN, INC.Inventors: Barry J. Nordstrand, Jason Lynn Prigge, James Joseph Smola
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Publication number: 20140236703Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. A promotion product filter can be provided that filters the purchased product list before transmittal. The promotion product filter can include promotions from a plurality of programs.Type: ApplicationFiled: April 25, 2014Publication date: August 21, 2014Applicant: SOLUTRAN, INC.Inventors: Barry J. Nordstrand, Jason Lynn Prigge, James Joseph Smola
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Publication number: 20140229266Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. An approved product list can be provided that filters the purchased product list before transmittal. The approved product list can include promotions from a plurality of programs.Type: ApplicationFiled: February 5, 2014Publication date: August 14, 2014Applicant: SOLUTRANInventors: Barry J. Nordstrand, Jason Lynn Priggee, James Joseph Smola
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Publication number: 20140229256Abstract: A system and method is presented for product substantiation and promotion redemption. A purchased product list is transmitted from a retail store system to a promotion analysis server along with a user identifier. The promotion analysis server identifies promotions available to the user, and then considers whether the benefits under the promotions are still available to the user. Discounts for available promotions related to the purchased product list are calculated and transmitted to the retail store system for deduction from the transactions. An approved product list can be provided that filters the purchased product list before transmittal. The approved product list can include promotions from a plurality of programs.Type: ApplicationFiled: March 15, 2013Publication date: August 14, 2014Applicant: SolutranInventors: Barry J. Nordstrand, Jason Lynn Prigge, James Joseph Smola
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Publication number: 20140122341Abstract: A method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space, with the data files being used to promptly initiate the transfer of funds to and from appropriate accounts, while the paper checks, at a remote location and typically lagging in time, are scanned to create digital image files and deposited as an image or substitute check if deemed ACH ineligible. The method provides for the comparison of data files to image files, based on MICR information, to find any unmatching or mismatched items for exception processing and a process to manage ACH-ineligible items as an image or substitute check.Type: ApplicationFiled: November 9, 2012Publication date: May 1, 2014Applicant: SOLUTRANInventor: SOLUTRAN
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Publication number: 20140074718Abstract: A system and method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space, with the data files being used to promptly initiate the transfer of funds to and from appropriate accounts, while the paper checks, at a remote location and typically lagging in time, are scanned to create digital image files and deposited as an image or substitute check if deemed ACH ineligible. The method provides for the comparison of data files to image files, based on MICR information, to find any unmatching or mismatched items for exception processing and a process to manage ACH-ineligible items as an image or substitute check. The system and method further provides for sorting exceptions according to transaction type (ACH eligible versus ACH-ineligible) and prioritizing the further processing of the exceptions based on transaction type.Type: ApplicationFiled: November 18, 2013Publication date: March 13, 2014Applicant: SOLUTRANInventors: Kari B. Hawkins, Scott T. Reid
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Patent number: 8660957Abstract: A method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space, with the data files being used to promptly initiate the transfer of funds to and from appropriate accounts, while the paper checks, at a remote location and typically lagging in time, are scanned to create digital image files and deposited as an image or substitute check if deemed ACH ineligible. The process further provides for a trial period protocol for performing image matching on ACH-eligible items during a trial period before sending such transactions for settlement.Type: GrantFiled: February 3, 2012Date of Patent: February 25, 2014Assignee: SolutranInventors: Kari Hawkins, Scott Reid
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Patent number: 8589301Abstract: A method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space, with the data files being used to promptly initiate the transfer of funds to and from appropriate accounts, while the paper checks, at a remote location and typically lagging in time, are scanned to create digital image files and deposited as an image or substitute check if deemed ACH ineligible. The method provides for the comparison of data files to image files, based on MICR information, to find any unmatching or mismatched items for exception processing and a process to manage ACH-ineligible items as an image or substitute check. A process for translating raw MICR data to a desired format, and for identifying the proper translation to be applied, is described.Type: GrantFiled: February 3, 2012Date of Patent: November 19, 2013Assignee: SolutranInventors: Scott R. Reid, Kari Hawkins
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Patent number: 8515873Abstract: A system and method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space. The digital image files are deposited as an image or substitute check if deemed ACH ineligible through image exchange. WIC checks are handled through image exchange. Vendor identifiers required for WIC processing are added to the check after scanning. The system identifies the state of the check and the particular store accepting the check in order to determine where to place the overlay and which vendor identifier to use.Type: GrantFiled: April 20, 2011Date of Patent: August 20, 2013Assignee: SolutranInventor: Kari B. Hawkins
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Publication number: 20130156289Abstract: A system and method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space. The digital image files are deposited as an image or substitute check if deemed ACH ineligible through image exchange. WIC checks are handled through image exchange. Vendor identifiers required for WIC processing are added to the check after scanning. The system identifies the state of the check and the particular store accepting the check in order to determine where to place the overlay and which vendor identifier to use.Type: ApplicationFiled: February 15, 2013Publication date: June 20, 2013Applicant: SOLUTRANInventor: Kari B. Hawkins
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Publication number: 20130103487Abstract: A system and method is presented for using smart cards to provide promotions to consumers. Data on the card is combined with an approved product list, such as that provided in WIC embodiments, to provide both promotional details and track usage by the user.Type: ApplicationFiled: April 13, 2012Publication date: April 25, 2013Applicant: SOLUTRANInventors: Barry J. Nordstrand, Kari B. Hawkins
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Patent number: 8311945Abstract: A method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space, with the data files being used to promptly initiate the transfer of funds to and from appropriate accounts, while the paper checks, at a remote location and typically lagging in time, are scanned to create digital image files and deposited as an image or substitute check if deemed ACH ineligible. The method provides for the comparison of data files to image files, based on MICR information, to find any unmatching or mismatched items for exception processing and a process to manage ACH-ineligible items as an image or substitute check.Type: GrantFiled: January 30, 2007Date of Patent: November 13, 2012Assignee: SolutranInventors: Kari Hawkins, Scott Reid
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Publication number: 20120101947Abstract: A system and method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space. The digital image files are deposited as an image or substitute check if deemed ACH ineligible through image exchange. WIC checks are handled through image exchange. Vendor identifiers required for WIC processing are added to the check after scanning. The system identifies the state of the check and the particular store accepting the check in order to determine where to place the overlay and which vendor identifier to use.Type: ApplicationFiled: April 20, 2011Publication date: April 26, 2012Applicant: SOLUTRAN, INC.Inventor: Kari B. Hawkins