Patents Assigned to Spring Consulting Group, LLC
  • Publication number: 20140142991
    Abstract: An investment program for funding benefits by maintaining assets in the investment program that includes an employer owned trust account and at least one life, disability, health or annuity contract (including a terminal annuity) obtained directly or indirectly from a partially or wholly owned or non-owned captive insurance company. The insurance contract is purchased with assets from the trust account and the partially or wholly owned or non-owned captive insurance company is a least partially, wholly or non-owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Application
    Filed: January 27, 2014
    Publication date: May 22, 2014
    Applicant: SPRING CONSULTING GROUP LLC
    Inventor: Karin Landry
  • Patent number: 8676686
    Abstract: An investment program for funding benefits by maintaining assets in the investment program that includes an employer owned trust account and at least one life, disability, health or annuity contract (including a terminal annuity) obtained directly or indirectly from a partially or wholly owned or non-owned captive insurance company. The insurance contract is purchased with assets from the trust account and the partially or wholly owned or non-owned captive insurance company is a least partially, wholly or non-owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Grant
    Filed: August 23, 2012
    Date of Patent: March 18, 2014
    Assignee: Spring Consulting Group, LLC
    Inventor: Karin Landry
  • Publication number: 20130046563
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or non-cancelable accident and health insurance contract is purchased with assets from the trust account and the captive insurance company is at least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Application
    Filed: October 19, 2012
    Publication date: February 21, 2013
    Applicant: SPRING CONSULTING GROUP LLC
    Inventor: Spring Consulting Group LLC
  • Publication number: 20130036067
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract is purchased with assets from the trust account and the captive insurance company is a least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Application
    Filed: October 10, 2012
    Publication date: February 7, 2013
    Applicant: SPRING CONSULTING GROUP LLC
    Inventor: SPRING CONSULTING GROUP LLC
  • Patent number: 8340988
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or non-cancelable accident and health insurance contract is purchased with assets from the trust account and the captive insurance company is at least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Grant
    Filed: February 6, 2012
    Date of Patent: December 25, 2012
    Assignee: Spring Consulting Group LLC
    Inventor: Karin Landry
  • Patent number: 8340987
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract is purchased with assets from the trust account and the captive insurance company is a least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Grant
    Filed: September 29, 2011
    Date of Patent: December 25, 2012
    Assignee: Spring Consulting Group LLC
    Inventor: Karin Landry
  • Publication number: 20120323610
    Abstract: An investment program for funding benefits by maintaining assets in the investment program that includes an employer owned trust account and at least one life, disability, health or annuity contract (including a terminal annuity) obtained directly or indirectly from a partially or wholly owned or non-owned captive insurance company. The insurance contract is purchased with assets from the trust account and the partially or wholly owned or non-owned captive insurance company is a least partially, wholly or non-owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Application
    Filed: August 23, 2012
    Publication date: December 20, 2012
    Applicant: Spring Consulting Group, LLC
    Inventor: Karin Landry
  • Patent number: 8275684
    Abstract: An investment program for funding benefits by maintaining assets in the investment program that includes an employer owned trust account and at least one life, disability, health or annuity contract (including a terminal annuity) obtained directly or indirectly from a partially or wholly owned or non-owned captive insurance company. The insurance contract is purchased with assets from the trust account and the partially or wholly owned or non-owned captive insurance company is a least partially, wholly or non-owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Grant
    Filed: April 28, 2009
    Date of Patent: September 25, 2012
    Assignee: Spring Consulting Group, LLC
    Inventor: Karin Landry
  • Publication number: 20120136681
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or non-cancelable accident and health insurance contract is purchased with assets from the trust account and the captive insurance company is at least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Application
    Filed: February 6, 2012
    Publication date: May 31, 2012
    Applicant: Spring Consulting Group LLC
    Inventor: Karin Landry
  • Publication number: 20120101854
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract is purchased with assets from the trust account and the captive insurance company is a least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Application
    Filed: September 29, 2011
    Publication date: April 26, 2012
    Applicant: Spring Consulting Group LLC
    Inventor: Karin Landry
  • Patent number: 8145510
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or non-cancelable accident and health insurance contract is purchased with assets from the trust account and the captive insurance company is at least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Grant
    Filed: September 29, 2011
    Date of Patent: March 27, 2012
    Assignee: Spring Consulting Group LLC
    Inventor: Karin Landry
  • Publication number: 20120022899
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or non-cancelable accident and health insurance contract is purchased with assets from the trust account and the captive insurance company is at least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Application
    Filed: September 29, 2011
    Publication date: January 26, 2012
    Applicant: Spring Consulting Group LLC
    Inventor: Karin Landry
  • Patent number: 8060384
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract is purchased with assets from the trust account and the captive insurance company is a least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Grant
    Filed: November 24, 2004
    Date of Patent: November 15, 2011
    Assignee: Spring Consulting Group, LLC
    Inventor: Karin Landry
  • Patent number: 8060387
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or non-cancelable accident and health insurance contract is purchased with assets from the trust account and the captive insurance company is at least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Grant
    Filed: June 8, 2010
    Date of Patent: November 15, 2011
    Assignee: Spring Consulting Group, LLC
    Inventor: Karin Landry
  • Publication number: 20100256997
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or non-cancelable accident and health insurance contract is purchased with assets from the trust account and the captive insurance company is at least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Application
    Filed: June 8, 2010
    Publication date: October 7, 2010
    Applicant: Spring Consulting Group, LLC
    Inventor: Karin Landry
  • Patent number: 7761352
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or non-cancelable accident and health insurance contract is purchased with assets from the trust account and the captive insurance company is a least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Grant
    Filed: June 21, 2005
    Date of Patent: July 20, 2010
    Assignee: Spring Consulting Group, LLC
    Inventor: Karin Landry
  • Publication number: 20090276371
    Abstract: An investment program for funding benefits by maintaining assets in the investment program that includes an employer owned trust account and at least one life, disability, health or annuity contract (including a terminal annuity) obtained directly or indirectly from a partially or wholly owned or non-owned captive insurance company. The insurance contract is purchased with assets from the trust account and the partially or wholly owned or non-owned captive insurance company is a least partially, wholly or non-owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Application
    Filed: April 28, 2009
    Publication date: November 5, 2009
    Applicant: Spring Consulting Group, LLC
    Inventor: Karin Landry
  • Publication number: 20060111946
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract is purchased with assets from the trust account and the captive insurance company is a least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Application
    Filed: November 24, 2004
    Publication date: May 25, 2006
    Applicant: Spring Consulting Group, LLC
    Inventor: Karin Landry
  • Publication number: 20060111996
    Abstract: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or non-cancelable accident and health insurance contract is purchased with assets from the trust account and the captive insurance company is a least partially owned by the employer. When paying or reimbursing benefits, the employer or the trust may pay the benefit and if the employer pays the benefit, the trust may reimburse the employer.
    Type: Application
    Filed: June 21, 2005
    Publication date: May 25, 2006
    Applicant: Spring Consulting Group, LLC
    Inventor: Karin Landry