Abstract: Embodiments relate to methods, systems, devices, and computer readable medium for managing digital assets, such as cryptocurrencies and public key and private key pairs. The method may include forming a first payload (or the owner payload). The first payload may include the public key of the digital asset or a corresponding public address for the public key of the digital asset. The method may also include performing a proof of ownership setup process for an owner of the digital asset. The proof of ownership setup process may include generating a proof of ownership hash. The proof of ownership hash may be generated by hashing at least the first payload. The method may also include signing, using the private key of the digital asset, the proof of ownership hash to arrive at a signed proof of ownership hash.

Abstract: Embodiments relate to processing communication requests. An example method may include identifying a main account and configuring virtual user accounts. The method may also include configuring virtual transaction instruments, including linking each virtual transaction instrument to one of the virtual user accounts. The method may also include, responsive to receiving a request for authorization of a payment request made using a virtual transaction instrument, returning a successful authorization for payment request and recording a deduction in balance of the virtual user account linked to the virtual transaction instrument when the balance for virtual user account is sufficient to cover transaction amount in payment request. The method may also include, responsive to receiving a request for authorization of payment request made using a virtual transaction instrument, performing a settlement process.

Abstract: A system and method for facilitating the negotiation of credits. The bank issuing the credit and a nominated bank agree to program conditions pursuant to which the nominated bank, based upon its own examination of documents presented under the credit and before said documents are forwarded to, received, and accepted by the issuing bank, will pay, accept, or negotiate the credit with no or limited recourse to the issuing bank for discrepancies in the documents.

Abstract: The present invention discloses systems and methods for monitoring, analyzing and reporting additions or changes to network software applications. The invention is achieved through a fully or partially automated system which allows for more accurate reporting and processing of metric data. The invention may link different subsystems that run a component so that any component change is automatically updated throughout the various subsystems. Further, the present invention allows users to view information related to component changes, thereby allowing the user to seek help related to that change. This information may include metrics, statistics, and/or other data associated with the components and component changes.

Abstract: Systems and methods utilizing a portal on a single computer platform for improving risk assessment and business reporting are disclosed. The portal integrates at least two financial information resources such as, for example, an electronic credit report (eCR) database, an electronic know your customer (eKYC) database, a client business management information system, and a customer profitability system large area network. The eCR database includes a link to an exposure database, a credit rating database, and/or an intelligence database. The eKYC database includes an anti-money laundering scoring module, and/or a standard KYC form or an enhanced KYC form.

Abstract: A method for monitoring financial accounts to determine the possibility of money laundering and other attempts at fraud includes monitoring the financial accounts owned by a person or entity. Data regarding withdrawals and deposits are extracted from a computer database and analyzed. The analysis includes determining the amount of time between a large deposit and the withdrawal (in one or more transactions) of a large portion of the deposit. A further analysis may include determining the amount of time between a large withdrawal and the time of the earliest deposit, wherein multiple deposits may be combined. Using the above-described data, accounts that are more likely to be used for money laundering and other fraudulent activities.