Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.

Abstract: Methods and systems for processing business operations transactions and associated augmented customer data using a Web-Scale Data Fabric (WSDF). According to embodiments, a plurality of computer servers are configured for economical large scale computation and data storage with resilience despite underpinning commodity hardware failure and grow-shrink capacity changes of nodes and associated interconnectivity. The servers communicate with direct attached storage (DAS) and include a co-processor coupled for computation capacity. The servers can connect to an external computer network (ECN) for external client input and output, as well as other functionalities such as physical-to-virtual network connectivity mapping and maintaining resilient storage of data received from the ECN or computationally derived from the received data.

Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle during the course of vehicle operation to determine whether the vehicle operator is impaired (e.g., distracted, drowsy), log data relating to vehicle operator impairment for further analysis, and send the data to a server for analysis. The method, system, and computer-readable medium may monitor the vehicle operator, the environment ahead of the vehicle, and/or forces acting on the vehicle using either or both of optical sensors or accelerometers. In particular, one optical sensor may monitor the vehicle operator to detect eye blinks, head nods, head rotations, and/or gaze fixation. Another optical sensor may monitor the road ahead of the vehicle to detect lane deviation, lane centering, and time to collision. The accelerometers may detect acceleration in the direction of vehicle travel and/or lateral acceleration.

Abstract: A system for determining vehicle driver hazard detection proficiency and calculating insurance discounts, wherein an Internet device presents a visual presentation of a continuous drive through a driving environment having driving hazards, an Internet device records locations viewed by a user within the visual presentation, a computer algorithm that compares the recorded user viewing locations with defined locations of hazards within the visual presentation of the continuous drive, to determine a hazard detection proficiency, a computer memory device comprising at least one minimum hazard detection proficiency criteria corresponding to an insurance discount; and a computer analytics device that compares the determined hazard detection proficiency of the user with the minimum hazard detection proficiency criteria and determines whether to award the insurance discount to the user.

Abstract: In a computer-implemented method for remote monitoring of one or more alarms, an audio signal is received. The received audio signal is processed using an audio recognition technique to identify an alarm that generated the audio signal. A user is caused to be notified that the identified alarm has been triggered.

Abstract: A method and apparatus may rapidly test applications by causing or simulating failures within nodes of a cloud computing system in support of both application and infrastructure testing. The method and system may support a variety of “attacks” including the ability to stop or freeze application servers, insert latency or drop packets between servers, constrain CPU or memory, and disable various software flows and applications. Rather than randomly inserting random failures or simulated failures into cloud-based computing system nodes to test their durability and the efficacy of particular applications or services that are executing within the system, the system and methods include a user interface for manually controlling the system attacks.

Abstract: A system, method, and computer-readable medium to facilitate treatment of a damaged vehicle by gathering crash information, estimating an extent of vehicle damage, and requesting transport of the damaged vehicle from the crash site to a treatment facility.

Abstract: A method and system facilitate the one or more operating modes for monitoring of an intelligent home system. The method and system facilitate the detection of an adverse condition in a building, the generation of an alert based on the detection of adverse condition, sending a notification to a user about the alert, asking the user how to respond to the alert via a message sent to a mobile device, and determining whether to send the alert to a central monitoring system to facilitate notification of an appropriate responder for the adverse condition. Determining whether to send the alert to the central monitoring system may be based on an affirmative command from the user or a failure to receive any command from the user. The user may be notified via at least one of a telephone call, text message, email, or application notification. The user may provide instructions to the method and system via at least one of a telephone call, text message, email, application command, or web script.

Abstract: A method and system detects and resolves impending failures in a sump pump, such as failures in a motor of the sump pump and soft mechanical failures. To detect failures in the motor, the method and system may analyze the electrical load waveform of the motor to identify signatures that may indicate potential problems with the motor. To detect soft mechanical failures, the method and system may measure the current water level in a sump basin, which houses the sump pump. The current water level may be determined by a water level sensor placed slightly above the high water level mark in the sump basin. To resolve the detected failures, the method and system may activate a mechanical shaker, which may be attached or integrated with the sump pump, that produces vibrations to physically shake the sump pump. If the failures cannot be resolved by the mechanical shaker, the method and system may send an alert message to notify a user of the situation.

Abstract: Driving skill data is gathered with one or more accelerometers during a driving session of a first student driver, including one or more of acceleration data, braking data, or steering data and wherein the driving skill data includes one or more of a timestamp or location stamp. A driving session report is generated with a computer processor. The driving session report includes a calculation of one or more of a student driver acceleration skill score based on the acceleration data, a student driver braking skill score based on the braking data, or a student driver steering skill score based on the steering data and storing the one or more scores on a computer-readable medium. The driving session report is displayed. Driving skill data may be gathered and driving session reports may be generated for subsequent student drivers.

Abstract: A damage assessment module operating on a computer system automatically evaluates a roof, estimating damage to the roof by analyzing a point cloud of a roof. The damage assessment module identifies individual shingles from the point cloud and detects potentially damaged areas on each of the shingles. The damage assessment module then maps the potentially damaged areas of each shingle back to the point cloud to determine which areas of the roof are damaged. Based on the estimation, the damage assessment module generates a report on the roof damage. The report may be used to determine the financial cost of the damage and/or determine whether the roof should be replaced or repaired. In addition to eliminating the need for an estimator to physically climb onto a roof for evaluation purposes, the damage assessment module improves the consistency and accuracy associated with estimating damage to a roof.

Abstract: In a computer-implemented method and system for capturing the condition of a structure, the structure is scanned with a three-dimensional (3D) scanner. The 3D scanner generates 3D data. A point cloud or 3D model is constructed from the 3D data. The point cloud or 3D model is then analyzed to determine the condition of the structure.

Abstract: A system, method, and computer-readable medium to facilitate treatment of a damaged vehicle by gathering crash information, estimating an extent of vehicle damage, and requesting transport of the damaged vehicle from the crash site to a treatment facility.

Abstract: Methods and systems for processing data, such as insurance data, using a Web-Scale Data Fabric (WSDF). According to embodiments, a stream ingestion hardware component can ingest messages related to an actionable event and send data objects to an in-memory data store based on the messages. The in-memory data store can retrieve insurance policy information that may be applicable to the actionable event and store the insurance policy information in cache memory. A search-based application interfaces with the in-memory data store to search for and retrieve data associated with the insurance policy information, from which a user or administrator may process or otherwise access the information. The systems and methods can further initiate insurance claim processing as well as enrich the data using various techniques to enable real-time search.

Abstract: Methods and systems for pre-filling insurance forms for customers are provided. An insurance provider or other similar entity can receive loss event data associated with a certain loss event that could trigger customers submitting insurance claims. By examining the loss event data and associated customer and insurance policy data, the insurance provider can identify customers who may have experienced damage to property and therefore may be eligible to submit a claim for the damage. According to embodiments, the insurance provider can generate pre-filled forms using at least some of the loss event data and send the pre-filled forms to the potentially eligible customers. The customers can modify the pre-filled forms where necessary and submit insurance claims based on the pre-filled forms for processing by the insurance provider.

Abstract: A system and method to facilitate treatment of a vehicle damaged in a crash, wherein a treatment process is formulated based on a treatment complexity level associated with an estimate of the extent of damage to the vehicle. The treatment process may include a repair process or a salvage process relating to a price schedule for treating the damaged vehicle, a time duration for completing treatment of the damaged vehicle, or a list of damaged vehicle parts estimated to be damaged by the crash.

Abstract: A method and apparatus may provision a new computer code file as an update or a new application for end nodes of a cloud computing system. The method and apparatus may receive a computer code file at a repository server via a portal interface to an automation service. The computer code file may include a discrete file or package of files corresponding to a complete application or an update for an application for execution on cloud computing system nodes. The method and apparatus may also receive provisioning conditions at the automation service via the portal interface, send the computer code file to the cloud computing system end nodes based on the received provisioning conditions, and cause the sent computer code file to be installed on each of the plurality of cloud computing system end nodes.

Abstract: A system and method to facilitate treatment of a vehicle damaged in a crash, wherein a repair process or a salvage process is formulated based on an estimate of the extent of damage to the vehicle, and a request to transport the damaged vehicle is transmitted to the appropriate treatment facility.

Abstract: A tethering system for a remote-controlled device comprising a tether line having a first end adapted to be connected to a ground support and a second end adapted to be connected to the remote-controlled device. The system further includes an anchor-point disposed between the first and second ends of the tether line, the anchor point having an eyelet for securing the tether line and allowing the tether line to slide through the eyelet during use. The anchor-point and eyelet enable the tether line to flex or bend and the remote-controlled device to maneuver one or more of over or around the target area without interfering with any nearby obstructions.

Abstract: A method for ascertaining the risk associated with the driver of a vehicle utilizes three-dimensional (3D) motion sensing data. A server gathers motion sensing data from one or more motion sensing modules and clusters the motion sensing data into movement categories. The server then assigns an indication of risk to at least some of the movement categories and combines the motion sensing data from a plurality of movement categories to generate a collective measure of risk associated with the driver of the vehicle.