Abstract: A data system and processes that generate structural characteristics and analytics such as various elevations and heights of a structure. Information produced in on-demand fashion and can be certified. It combines human intelligence with machine intelligence to achieve optimal results. Information produced by the system are significant for many purposes, including Flood Risk Assessment, Flood Insurance Rating, and Flood Impacting Threshold (FIT) determination. The system further generates various derivatives such as Flood Impacting Threshold Score (FITS), precise Flood Risk Ratings (e.g. PrecisionRating,) building conditions and valuation. The system generates such information on-demand by computer vision, artificial intelligence, sensors, image analysis, statistical analysis, and mathematical analysis through a Graphic User Interface (GUI) or machine-to-machine, and Application Programming Interface (API.

Abstract: The present invention generates multiple models of water events based on various modeling processes input data. It can generate analytics of water events and integrating water models for displays. The present invention further produces derivatives, tools, and informational services for flood risk assessment; flood determination; and insurance rating. The present invention integrates and maintains all relevant inputs in one system for modeling water events at a given location in a timely fashion. The input datasets include water events' extent, flooded areas, floodplain, inundated areas and measurement of water condition. The datasets may include other data, such as, terrain elevation data, land use land cover data, soil conductivity, water gauge measurements and hydrologic regression equations for calculating flows.