Abstract: A system for administering an on-line financial-aid service for a plurality of post-highschool education facilities includes a centralized computer, a plurality of school computer servers for a plurality of post-highschool education facilities and at least one user computer of a borrower. Each school computer server includes a Web-site software program providing a graphical user interface representing a Web-site for the respective post-highschool education facility on the computer network, including an address link for connecting the user computer to the centralized computer server. The centralized computer server includes a financial-aid-service software program providing a school-access graphical user interface accessible by each of the post-highschool education facilities and a student-access customizable graphical user interface for each of the post-highschool education facilities, accessible by the borrower.