Patents Assigned to Swiss Reinsurance Company
  • Patent number: 12112385
    Abstract: Proposed is a digital multi-channel platform based on a multi-channel, high-layer data-transfer structure accessible by means of web-client applications running on front-end network-enabled devices providing discrete high-layer data-flow and capturing of structured and unstructured data content transferred from the front-end network-enabled devices over a data transmission network to a digital multi-channel back-end system.
    Type: Grant
    Filed: September 26, 2022
    Date of Patent: October 8, 2024
    Assignee: Swiss Reinsurance Company Ltd.
    Inventor: Boris Wedl
  • Publication number: 20240303746
    Abstract: Proposed is a digital, state discrete system and platform and corresponding method thereof, for automated underwriting and pricing of individually predicted loss covers using a combination of a Markov Chain modelling structure and configurable elements at least comprising states and/or state transitions and/or cashflows specific to the product it instantiates. The digital system comprises a simulation engine using deterministic transition and interest rates of a discrete process to conduct calculations per policy, wherein parts of the process are used with stochastic transition and interest rates of a discrete process for conducting simulations on portfolio level.
    Type: Application
    Filed: February 12, 2024
    Publication date: September 12, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Alexander RAICH, Jörg AULICH, Lars TACKMANN
  • Publication number: 20240290088
    Abstract: A drone-survey measurement-based inundation probability forecast and flood hazard vulnerability measuring system and method. Location-specific elevation data are measured by drones of the measuring system, the measured location-specific elevation data being transmitted to an inundation engine for forecasting flood hazard vulnerability zones and risk zones based on the measured location-specific elevation data depending on return periods or inundation heights of a flood hazard.
    Type: Application
    Filed: May 6, 2024
    Publication date: August 29, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventor: Anup Kumar ROY
  • Patent number: 12065148
    Abstract: A method and system for identifying and/or classifying a user of a vehicle based on sensory data measured by sensors of a cellular mobile device, the sensors at least comprising an accelerometer and a gyroscope. The mobile device measures gravitational acceleration movement sensory data by the accelerometer based on measuring parameters obtained from the accelerometer, vehicle entering or exiting movement patterns of the user being detected from the acceleration movement sensory data at least comprising pattern for base axis and degree of rotation associated with a vehicle entrance or exit of the user. The detected vehicle entering or exiting movement patterns of the user trigger as input features the recognition of a vehicle entering or exiting movement of the user by performing a decision-tree classification on the input features to rule out whether the user entered or exited from a left or right side of the vehicle.
    Type: Grant
    Filed: May 24, 2021
    Date of Patent: August 20, 2024
    Assignee: Swiss Reinsurance Company Ltd.
    Inventors: Donato Genovese, Benedetta Cerruti, Riccardo Tisseur
  • Publication number: 20240265463
    Abstract: Proposed is a digital finite state system and platform and corresponding method thereof, for processing a digital object by object-state triggered processes. The object being capturable by a digital set of defined parameter values comprising at least structural parameter values or state parameter values associated with the object, wherein the digital set of defined parameter values define an initial state and/or set-up of the object, wherein the object is automatedly processed by the digital systems by processing the digital object by a sequence of process steps through which the digital object passes from an initial state to a final state.
    Type: Application
    Filed: January 17, 2024
    Publication date: August 8, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Alexander RAICH, Jörg AULICH, Lars TACKMANN
  • Patent number: 12056709
    Abstract: An automated real-time fraud monitoring and detection system for detecting unusual and/or suspicious activities within a network of nodes interconnected by edges triggered by captured synthetic forms of social data, in particular social networking and/or linkage and/or relationship data and social metadata including at least data from microblogging services and/or social networking services by pattern recognition and matching.
    Type: Grant
    Filed: September 21, 2021
    Date of Patent: August 6, 2024
    Assignee: Swiss Reinsurance Company Ltd.
    Inventors: Shobit Kishore, Jason Mark Zwanch
  • Publication number: 20240242293
    Abstract: Proposed is an open, digital data driven underwriting and loss event simulation platform comprising an automated digital processing core for risk-transfer assessment based on risk measurements providing measures for potential damages or losses related to a future occurrence of a defined loss event causing a physical impact or loss to an event-exposed structure, object or individual. The automated digital processing core comprises a processing entity with a data interface for receiving input data of physical measurement values quantifying a risk parameter captured by measuring devices and a risk-transfer analyzing structure for processing the input data and allocating one or more risk-measure scores quantifying the potential damage or loss, and an output signal generator providing the one or more risk-measure scores as an output signal of the automated digital processing core.
    Type: Application
    Filed: March 29, 2024
    Publication date: July 18, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Dan LACUREZEANU, Dylan ROWE
  • Publication number: 20240185355
    Abstract: A digital health or life claim processing system providing electronic integration of multiple digital automated claims channels, in which a digital claims channel includes a claims data set, a policy data set regarding a claim event and/or a services data set, and processing one or more claims of a customer based on at least one claims channel related to the customer, the system including a cloud-based infrastructure platform accessible via a digital network, which hosts a storage module, a data modelling module, a claims processing module, and a communication module, and at least one data transmission interface for exchanging data and/or information provided by at least one user device with the infrastructure platform.
    Type: Application
    Filed: February 12, 2024
    Publication date: June 6, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Sourav SHAH, Benjamin LYNCH, Lakshmi Narasimhulu GUJJULA
  • Publication number: 20240145096
    Abstract: Proposed is a system and method for measuring relative risk measurands of living individuals. The relative risk measurands provides a measure for the frequency of occurrences of specific medical events having impacting consequences in specified ranges to the living individual within a defined cohort of living individuals relative to a randomized cohort of living individuals. The system provides automation of the risk assessment and measuring process with a high efficiency and accuracy.
    Type: Application
    Filed: September 27, 2023
    Publication date: May 2, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Douglas RIX, John SCHOONBEE, Michael DUCKER, Alan MARTIN, Aspasia ANGELAKOPOULOU
  • Publication number: 20240119537
    Abstract: Proposed is a parameter pattern-driven, data mining system and corresponding method with a knowledge extraction engine based on a customizable chain of machine-learning-structures providing an automated pipeline for data processing of complex data structures with a hidden pattern detection for triggering automated under-writing processes. A plurality of digital risk-transfer policies is assessed via a data interface and storable captured by a persistence repository unit of the parameter pattern-driven, data mining system. The digital policy at least comprises premium parameter values and/or deducible parameter values and/or risk-transfer type definition parameter values and/or policy limits parameter values and/or exclusion parameter values and/or riders/addit parameter values.
    Type: Application
    Filed: December 18, 2023
    Publication date: April 11, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Thomas YOUNG, Rory CREEDON
  • Publication number: 20240119388
    Abstract: Proposed is a digital system and a method for forecasting and/or allocating risk measures for an occurrence of an impact event causing a physical loss or damage impact on cargo and/or cargo logistics causing a negative impact on the cargo and/or the cargo logistics services. Sets of measurable cargo logistics parameters are captured by the system as logistics input signals from a cargo logistics services database and are transmitted to an allocation structure. Each set of measurable cargo logistics parameters at least comprises cargo parameters and/or logistics parameters. At least one risk factor indicating a measured negative impact risk for the cargo and/or the cargo logistics services is captured by the system as risk input signals. Each of the risk factors at least corresponds to a measured impact strength or impact type of a negative impact on the cargo and/or the cargo logistics services, and/or a quantified damage at the cargo and/or on the cargo logistics services.
    Type: Application
    Filed: December 18, 2023
    Publication date: April 11, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Sergio VACCANI, Andrea TANZI
  • Publication number: 20240085193
    Abstract: Proposed is a vehicle embedded or mobile-phone-based, automated dynamic routing unit associated with a vehicle and/or a user along a route traveled and method thereof. The dynamic routing unit provides an optimized route between a departure location and a destination location, wherein the automated dynamic routing unit comprises a routing interface for receiving destination input parameters of a destination location and/or departure location input parameters of a departure location, and wherein the automated dynamic routing unit comprises a routing generator for generating one or more routes between the departure location and the destination location.
    Type: Application
    Filed: September 25, 2023
    Publication date: March 14, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Riccardo TISSEUR, Luigi DI LILLO, Matteo MAFFETTI
  • Publication number: 20240077646
    Abstract: The invention relates to automated method (1) for providing a dynamic parametric cover to an individual in case of an occurrence of a flood event by using an adoptive risk-transfer structure based on physical flood event measurements. Using a predefined data structure, a geographic or topographic area to be covered is determined. Equally spaced network points are generated over said geographic and/or topographic area providing a meshed network of network points having a definable mesh size and covering the whole geographic and/or topographic area.
    Type: Application
    Filed: August 2, 2023
    Publication date: March 7, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventor: Lukas SUNDERMANN
  • Publication number: 20240078607
    Abstract: Proposed is a digital system and robust expert method for accuracy-enhanced expert forecasting based on a digital audit-linked best-estimation framework, wherein the audit-based best-estimation framework comprises two or more execution member executing at least the steps of (i) determining a forecasted value for a definable future time window benchmarking the audit-based best-estimation framework to a starting point value based on one or more historical databases, (ii) determining a 90% confidence interval range for the determined starting point value by a lower bund value and an upper bond value of the interval range, wherein the starting point value is part of the confidence interval value range, and wherein an actually measured value of the forecasted value in the future time window is forecasted to measurably deviate with a 90% probability within the 90% confidence interval range, and (iii) selecting one or more possible scenarios each having a definable probability distribution and applying a sensitivity
    Type: Application
    Filed: September 13, 2023
    Publication date: March 7, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Maura FEDDERSEN, Francesca TAMMA, Andrea SCASCIGHINI
  • Publication number: 20240070173
    Abstract: A geospatial digital encoding, decoding, and mapping system and method for processing and geospatial data to generate a unique geo identification (ID) code for a geospatial object distinctively identifying the geospatial object and for decoding and mapping a unique geo identification code (ID) to a digital representation. The system comprises a geospatial data processing unit for capturing geospatial data associated with a geospatial object, and for extracting a footprint of the geospatial object based on the geospatial data. The system comprises boundary determination unit for identifying a centroid of the footprint and determining relevant boundary for the footprint. The system further comprises geo ID code generation unit for determining an orientation of the boundary and rotating the boundary around the centroid of the footprint.
    Type: Application
    Filed: September 5, 2023
    Publication date: February 29, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Nariman MADDAH, Alicia MONTOYA, Antonio SAVONA, Martin SPÖRRI
  • Publication number: 20240062310
    Abstract: Proposed is an automated system and method for measuring and/or allocating risk measures of loss for a replacement cost of an electric vehicle and/or parts of the electric vehicle. The system based on a forward looking model structure for electric vehicles (FLM-EV) returns rating modification factors for MTPL and MOD for electric vehicles. The input consists of either car make, model year or rating parameters like model year, maximum power etc. The output are modification factors that are applied on MOD or MTPL frequency, severity or expected loss for non-electric cars.
    Type: Application
    Filed: August 30, 2023
    Publication date: February 22, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventor: Hans Felix ROSENBAUM
  • Publication number: 20240054567
    Abstract: Proposed is a digital and automated underwriting system and method with fast point of sale decision-making and intelligent data processing engine for the coverage of possible damage impacted by the occurrence of health events to users. The automated system captures user-specific medical parameter data sets. The captured medical parameter data sets are processed by the electronic signal processing engine, wherein the electronic signal processing engine transmits an output signal generated upon processing the medical parameter data set, the output signal automatically triggering or blocking an automated underwriting process by an electronic underwriting unit.
    Type: Application
    Filed: August 23, 2023
    Publication date: February 15, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventor: John TURNER
  • Publication number: 20240046009
    Abstract: Proposed is an automated maximum impact measurand forecasting system for measuring an impact of an explosion of an explosive in open steel and/or concrete and/or reinforced concrete structures, wherein at least loading and/or resistance measuring parameter values are measured and/or captured by the automated forecasting system.
    Type: Application
    Filed: October 19, 2023
    Publication date: February 8, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Thomas KOCHER, Roger BACON
  • Publication number: 20240046001
    Abstract: Proposed is a digital platform and a method for automated risk analysis for a physical property asset are based on image data of a geographic area, geo location parameters for locations in the geographic area and measurement-based risk relevant data for locations in the geographic area. The digital platform is used to generate a location digital twin based on image data of a geographic area, a sub-area including a physical property asset of interest, geo location parameters and the measurement-based risk relevant data of the property asset of interest in the sub area. A framework structure maintains a plurality of location digital twins of a plurality of physical property assets providing a basis for the risk analysis.
    Type: Application
    Filed: August 15, 2023
    Publication date: February 8, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventor: Philip BRANDL
  • Publication number: 20240043025
    Abstract: Proposed is an electronic risk measuring and scoring system and method for an autonomous vehicle, comprising: an vehicle component valuation unit to valuate the autonomous vehicle; an automated ranking unit for determining ranking associated with forward-looking accident frequencies and severities for the autonomous vehicle based on the valuation thereof, and at least on one of operational risk data, contextual risk data, technical performance of the autonomous vehicle, legal risk data and cyber risk data therefor; a benchmarking unit for benchmarking autonomous vehicle risks associated with the autonomous vehicle based on testing and/or simulating an autonomous vehicle component modelling structure for the autonomous vehicle; a risk class unit for generating a risk space with one or more risk classes for the autonomous vehicle based on the benchmarking; and a scoring unit for generating scores or indices, to calibrate and rate and/or price risk-transfers, and/or as input for risk-transfer modeling.
    Type: Application
    Filed: October 5, 2023
    Publication date: February 8, 2024
    Applicant: Swiss Reinsurance Company Ltd.
    Inventors: Luigi DI LILLO, Margherita ATZEI