Abstract: A system for facilitating a Near-Field Communication (NFC) transaction comprising a user's NFC-enabled electronic device, a user's NFC-enabled card, and a transaction server is disclosed. The user's NFC-enabled electronic device includes a background NFC service (BNS) and applications. The applications may be configured to provide an NFC transaction request including recipient information to the BNS via service calls. The BNS may be configured to provide the recipient information and card details associated with the user's NFC-enabled card to the transaction server. Further, the transaction server may be configured to provide the recipient information and the card details to a transaction processor, an acquirer bank, or an issuer bank. A method, an NFC-enabled electronic device, and a transaction server for facilitating the NFC transaction is also disclosed.

Abstract: A device and method for processing information using a background service of an operating system is disclosed. The device comprises a memory and a processor communicatively coupled to the memory. The memory stores a set of instructions to execute a background service of an operating system. Upon execution of the stored instructions, the processor, in response to a request from an application operating on the electronic device, causes the background service to receive first information from the application. The processor also causes the background service to retrieve second information stored in the electronic device or received via a transceiver of the electronic device. Further, the processor causes the background service to provide the first information and the second information to external servers for processing. In addition, the processor causes the background service to provide a notification received from the external servers on a display based on the processing.