Abstract: Systems and methods here may be used for causing storage of a deposited value in an account of a wireless client associated with the first mobile network in communication with the first mobile network operator. Some embodiments include receiving, a request from the wireless client associated with the first mobile network to send a first value to a wireless client associated to a second mobile network, then checking at the first mobile network operator, if the first subscriber database includes the requested first value associated with the wireless client if the first subscriber database includes at least the requested first value associated with the wireless client associated with the first mobile network, and sending a message indicating the requested first value from the first mobile network operator to a second mobile network operator.

Abstract: Networked authentication systems and methods are described including using a mobile network operator (MNO) agent in communication with an authentication system, a data storage, and a wireless handset via a network, the MNO agent configured to, receive a request for validated data denominations from the wireless handset via the network, generate data denomination corresponding to the requested denomination, retrieve, from the data storage, numbers of validator strings corresponding to the requested data denomination, wherein the validators are received from the authentication system prior to and/or after receiving the request, and append the corresponding number of validator strings to the requested data denominations.

Abstract: An electronic currency and authentication system and method. An electronic money validator is attached to electronic money. The electronic money validator authenticates the electronic money originated by electronic money issuer. The electronic money might be originated when cash or cash equivalent is received from a customer for deposit into the customer's account. The electronic money validator is retired when the electronic money is removed from circulation.